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Get Cheap Car Insurance in Lazy Mountain, AK
We monitor insurance prices, helping the average driver in Lazy Mountain save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in Lazy Mountain
The chart below shows the cheapest car insurance company in Lazy Mountain for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| Lazy Mountain Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Geico | $54 |
| Allstate | $80 |
| Progressive | $123 |
Savings for Every Kind of Lazy Mountain Driver
Based on our extensive insurance data, we know the average Lazy Mountain driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $313 per year by choosing the right vehicle insurance company. Some Lazy Mountain residents are paying out over $1,525 extra every year for auto insurance in Lazy Mountain. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lazy Mountain, AK Savings / Yr. |
|---|---|
$313 |
|
$486 |
|
$304 |
|
$334 |
|
$826 |
|
$279 |
|
$105 |
Lazy Mountain Car Insurance vs. Alaska
People living in Lazy Mountain pay an average of 10.91% more than the typical driver in the state. The average driver in Lazy Mountain can expect to pay about $746 per year, or $1,525 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Lazy Mountain for most people.
Car Insurance Prices by Lazy Mountain Neighborhood
Insurance Prices
Where is insurance cheapest within Lazy Mountain?
The map shows insurance prices in and around Lazy Mountain, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,525 to a low of $1,525. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Lazy Mountain.Pick the Best Car Insurance Company for You in Lazy Mountain
The best car insurance provider for most drivers in Lazy Mountain
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $313 over the average Lazy Mountain car insurance company.
The best car insurance provider for Lazy Mountain drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $486 over the competition.
The best car insurance company for Lazy Mountain drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $304 better than other car insurance companies.
The best auto insurance for Lazy Mountain drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $334 less each year.
The least expensive car insurance company for new and young drivers in Lazy Mountain
In Lazy Mountain, State Farm costs young drivers $826 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lazy Mountain
State Farm gave the largest car insurance discounts to married couples, averaging $279 saved each year compared to an average Lazy Mountain couple's premiums.
The cheapest car insurance in Lazy Mountain for drivers with bad credit
The best Lazy Mountain car insurance company for customer service
Allstate was the best company for customer service in Lazy Mountain according to the NAIC.
Recent price drops
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The cheapest large national provider in Lazy Mountain
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lazy Mountain driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lazy Mountain, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around Lazy Mountain
What Influences the Cost of Car Insurance in Lazy Mountain?
On average, car insurance in Lazy Mountain is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lazy Mountain is 45 minutes, which is far more than average for a driver in the state.
- Alaska state insurance regulations may allow for lower prices.
- An average of 12 to 13 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lazy Mountain are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lazy Mountain is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lazy Mountain is $62 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Palmer: Insurance costs 0.46% less
- Buffalo Soapstone: Insurance costs 1.05% less
- Eska: Insurance costs 1.51% less
- Gateway: Insurance costs 1.11% more
- Lakes: Insurance costs 0.52% more
- Wasilla: Insurance costs 1.44% less
- Tanaina: Insurance costs 0.33% more
- Sutton: Insurance costs 7.34% less
- Knik-Fairview: Insurance costs 0.13% more
- Meadow Lakes: Insurance costs 1.18% less
Cities with Similar Populations
- Spurlockville: Insurance costs 9.11% more
- Silver Lake: Insurance costs 9.64% less
- South Mansfield: Insurance costs 82.49% more
- South Range: Insurance costs 83.28% more
- South Woodbury: Insurance costs 26.10% less
- Southside: Insurance costs 10.89% less
- Sparr: Insurance costs 72.85% more
- Sprague River: Insurance costs 7.34% less
- Spring Valley: Insurance costs 7.67% more
- Shady Grove: Insurance costs 5.77% more