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Get Cheap Car Insurance in Latham, TN
We monitor insurance prices, helping the average driver in Latham save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Latham
The chart below shows the cheapest car insurance company in Latham for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Latham Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Geico | $56 |
| Farmers Insurance | $57 |
| Safeco Insurance | $58 |
Savings for Every Kind of Latham Driver
Based on our extensive insurance data, we know the average Latham driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $344 per year by choosing the right vehicle insurance company. Some Latham residents are paying out over $1,347 extra every year for auto insurance in Latham. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Latham, TN Savings / Yr. |
|---|---|
$344 |
|
$620 |
|
$458 |
|
$524 |
|
$1,351 |
|
$325 |
|
$563 |
Latham Car Insurance vs. Tennessee
People living in Latham pay an average of 2.34% less than the typical driver in the state. The average driver in Latham can expect to pay about $848 per year, or $1,347 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Latham for most people.
Car Insurance Prices by Latham Neighborhood
Insurance Prices
Where is insurance cheapest within Latham?
The map shows insurance prices in and around Latham, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $37 per year within the city boundaries, with insurance premiums ranging from a high of $1,367 to a low of $1,330. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Latham.Pick the Best Car Insurance Company for You in Latham
The best car insurance provider for most drivers in Latham
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $344 over the average Latham car insurance company.
The best car insurance provider for Latham drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $620 over the competition.
The best car insurance company for Latham drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $458 better than other car insurance companies.
The best auto insurance for Latham drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $524 less each year.
The least expensive car insurance company for new and young drivers in Latham
In Latham, State Farm costs young drivers $1,351 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Latham
State Farm gave the largest car insurance discounts to married couples, averaging $325 saved each year compared to an average Latham couple's premiums.
The cheapest car insurance in Latham for drivers with bad credit
The best Latham car insurance company for customer service
Recent price drops
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The cheapest large national provider in Latham
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Latham driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Latham, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Latham
What Influences the Cost of Car Insurance in Latham?
On average, car insurance in Latham is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Latham is 37 minutes, which is about the national average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Latham are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Latham is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Latham is $71 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dukedom: Insurance costs 1.04% less
- Hyndsver: Insurance costs 1.63% less
- Ruthville: Insurance costs 1.04% less
- Palmersville: Insurance costs 0.82% less
- McConnell: Insurance costs 1.41% less
- Ore Spring: Insurance costs 0.59% less
- Jewell: Insurance costs 2.90% less
- Martin: Insurance costs 0.89% less
- Ralston: Insurance costs 2.38% less
- South Fulton: Insurance costs 0.59% less
Cities with Similar Populations
- Rockland: Insurance costs 39.57% more
- Millport: Insurance costs 0.59% less
- Minter: Insurance costs 19.97% more
- Miola: Insurance costs 2.15% more
- Mission Ridge: Insurance costs 23.31% more
- Mix: Insurance costs 129.70% more
- Modoc: Insurance costs 8.17% more
- Mondovi: Insurance costs 0.15% less
- Monica: Insurance costs 2.08% more
- Montague: Insurance costs 30.88% more