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Get Cheap Car Insurance in Laurel, NC
We monitor insurance prices, helping the average driver in Laurel save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Laurel
The chart below shows the cheapest car insurance company in Laurel for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Laurel Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $47 |
| Erie Insurance | $47 |
| Farm Bureau | $50 |
| Progressive | $53 |
Savings for Every Kind of Laurel Driver
Based on our extensive insurance data, we know the average Laurel driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $236 per year by choosing the right vehicle insurance company. Some Laurel residents are paying out over $1,229 extra every year for auto insurance in Laurel. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Laurel, NC Savings / Yr. |
|---|---|
$236 |
|
$513 |
|
$374 |
|
$954 |
|
$708 |
|
$285 |
|
$428 |
Laurel Car Insurance vs. North Carolina
People living in Laurel pay an average of 1.67% less than the typical driver in the state. The average driver in Laurel can expect to pay about $737 per year, or $1,229 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Laurel for most people.
Car Insurance Prices by Laurel Neighborhood
Insurance Prices
Where is insurance cheapest within Laurel?
The map shows insurance prices in and around Laurel, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,229 to a low of $1,229. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Laurel.Pick the Best Car Insurance Company for You in Laurel
The best car insurance provider for most drivers in Laurel
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $236 over the average Laurel car insurance company.
The best car insurance provider for Laurel drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $513 over the competition.
The best car insurance company for Laurel drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $374 better than other car insurance companies.
The best auto insurance for Laurel drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $954 less each year.
The least expensive car insurance company for new and young drivers in Laurel
In Laurel, State Farm costs young drivers $708 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Laurel
Erie Insurance gave the largest car insurance discounts to married couples, averaging $285 saved each year compared to an average Laurel couple's premiums.
The cheapest car insurance in Laurel for drivers with bad credit
The best Laurel car insurance company for customer service
Recent price drops
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The cheapest large national provider in Laurel
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Laurel driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Laurel, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Laurel
What Influences the Cost of Car Insurance in Laurel?
On average, car insurance in Laurel is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Laurel are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Laurel is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Laurel is $61 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cutshalltown: Insurance costs the same
- Stackhouse: Insurance costs 1.95% less
- Whitesand: Insurance costs 7.49% more
- Foster Creek: Insurance costs 1.55% less
- Hot Springs: Insurance costs 1.87% less
- Ivy Ridge: Insurance costs 3.09% less
- Walnut: Insurance costs 2.77% less
- Paint Rock: Insurance costs 1.46% less
- Marshall: Insurance costs 2.12% less
- Camp Creek: Insurance costs 9.52% more
Cities with Similar Populations
- Okobojo: Insurance costs 35.96% more
- Raynor: Insurance costs 1.30% less
- Raymer: Insurance costs 51.83% more
- Rapides: Insurance costs 138.32% more
- Orange Bend: Insurance costs 95.20% more
- Ophelia: Insurance costs 4.23% less
- Opheim: Insurance costs 34.66% more
- Olena: Insurance costs 16.03% more
- Okolona: Insurance costs 16.03% less
- Razor: Insurance costs 44.91% more