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Get Cheap Car Insurance in Laurelwood, OR
We monitor insurance prices, helping the average driver in Laurelwood save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Laurelwood
The chart below shows the cheapest car insurance company in Laurelwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Laurelwood Insurer | Monthly Cost |
|---|---|
| Metromile | $69 |
| State Farm | $69 |
| Country Financial | $77 |
| Travelers | $80 |
Savings for Every Kind of Laurelwood Driver
Based on our extensive insurance data, we know the average Laurelwood driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $511 per year by choosing the right vehicle insurance company. Some Laurelwood residents are paying out over $1,609 extra every year for auto insurance in Laurelwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Laurelwood, OR Savings / Yr. |
|---|---|
$511 |
|
$761 |
|
$620 |
|
$697 |
|
$1,850 |
|
$499 |
|
$596 |
Laurelwood Car Insurance vs. Oregon
People living in Laurelwood pay an average of 6.72% more than the typical driver in the state. The average driver in Laurelwood can expect to pay about $1,242 per year, or $1,609 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Laurelwood for most people.
Car Insurance Prices by Laurelwood Neighborhood
Insurance Prices
Where is insurance cheapest within Laurelwood?
The map shows insurance prices in and around Laurelwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $20 per year within the city boundaries, with insurance premiums ranging from a high of $1,617 to a low of $1,597. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Laurelwood.Pick the Best Car Insurance Company for You in Laurelwood
The best car insurance provider for most drivers in Laurelwood
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $511 over the average Laurelwood car insurance company.
The best car insurance provider for Laurelwood drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $761 over the competition.
The best car insurance company for Laurelwood drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $620 better than other car insurance companies.
The best auto insurance for Laurelwood drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $697 less each year.
The least expensive car insurance company for new and young drivers in Laurelwood
In Laurelwood, Country Financial costs young drivers $1,850 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Laurelwood
State Farm gave the largest car insurance discounts to married couples, averaging $499 saved each year compared to an average Laurelwood couple's premiums.
The cheapest car insurance in Laurelwood for drivers with bad credit
The best Laurelwood car insurance company for customer service
Nationwide was the best company for customer service in Laurelwood according to the NAIC.
Recent price drops
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The cheapest large national provider in Laurelwood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Laurelwood driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Laurelwood, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Laurelwood
What Influences the Cost of Car Insurance in Laurelwood?
On average, car insurance in Laurelwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Laurelwood is 39 minutes, which is far more than average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Laurelwood are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Laurelwood is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Laurelwood is $104 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Laurel: Insurance costs 4.54% less
- Wapato: Insurance costs 0.68% less
- Gaston: Insurance costs 0.68% less
- Mountaindale: Insurance costs 5.59% less
- Cornelius: Insurance costs 0.62% less
- Scholls: Insurance costs 0.44% less
- Cove Orchard: Insurance costs 5.47% less
- Forest Grove: Insurance costs 2.86% more
- Sunnycrest: Insurance costs 1.55% less
- Hillsboro: Insurance costs 1.62% more
Cities with Similar Populations
- Mount Zion: Insurance costs 5.53% less
- Malone: Insurance costs 15.10% less
- Maxie: Insurance costs 86.08% more
- Mcdaniel: Insurance costs 5.84% more
- McKinney: Insurance costs 7.09% more
- Medina: Insurance costs 69.92% more
- Memphis: Insurance costs 32.88% less
- Middle Village: Insurance costs 74.15% more
- Mount Pleasant: Insurance costs 14.29% less
- Mallory: Insurance costs 29.52% more