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Get Cheap Car Insurance in Middle Village, MI
We monitor insurance prices, helping the average driver in Middle Village save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Middle Village
The chart below shows the cheapest car insurance company in Middle Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Middle Village Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $104 |
| Progressive | $119 |
| State Farm | $120 |
| Safeco Insurance | $126 |
Savings for Every Kind of Middle Village Driver
Based on our extensive insurance data, we know the average Middle Village driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,126 per year by choosing the right vehicle insurance company. Some Middle Village residents are paying out over $2,802 extra every year for auto insurance in Middle Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Middle Village, MI Savings / Yr. |
|---|---|
$1,126 |
|
$1,838 |
|
$1,627 |
|
$2,472 |
|
$2,917 |
|
$0 |
|
$0 |
Middle Village Car Insurance vs. Michigan
People living in Middle Village pay an average of 3.35% less than the typical driver in the state. The average driver in Middle Village can expect to pay about $2,128 per year, or $2,802 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Middle Village for most people.
Car Insurance Prices by Middle Village Neighborhood
Insurance Prices
Where is insurance cheapest within Middle Village?
The map shows insurance prices in and around Middle Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $84 per year within the city boundaries, with insurance premiums ranging from a high of $2,848 to a low of $2,764. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Middle Village.Pick the Best Car Insurance Company for You in Middle Village
The best car insurance provider for most drivers in Middle Village
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,126 over the average Middle Village car insurance company.
The best car insurance provider for Middle Village drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,838 over the competition.
The best car insurance company for Middle Village drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,627 better than other car insurance companies.
The best auto insurance for Middle Village drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,472 less each year.
The least expensive car insurance company for new and young drivers in Middle Village
In Middle Village, Geico costs young drivers $2,917 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Middle Village
The cheapest car insurance in Middle Village for drivers with bad credit
The best Middle Village car insurance company for customer service
Nationwide was the best company for customer service in Middle Village according to the NAIC.
Recent price drops
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The cheapest large national provider in Middle Village
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Middle Village driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Middle Village, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Middle Village
What Influences the Cost of Car Insurance in Middle Village?
On average, car insurance in Middle Village is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Middle Village is 33 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Middle Village has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Middle Village is $177 per month for minimum coverage and $233 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Harbor Springs: Insurance costs 1.07% less
- Cross Village: Insurance costs 1.00% less
- Pellston: Insurance costs 2.53% less
- Oden: Insurance costs 2.68% less
- Bay Shore: Insurance costs 0.96% less
- Conway: Insurance costs 2.00% less
- Petoskey: Insurance costs 1.07% less
- Burgess: Insurance costs 3.53% less
- Weadock: Insurance costs 3.68% less
- Zenith Heights: Insurance costs 2.28% less
Cities with Similar Populations
- Sandstone: Insurance costs 45.79% less
- Rose Hill: Insurance costs 56.32% less
- Ross: Insurance costs 45.79% less
- Rosser: Insurance costs 41.22% less
- Round Bottom: Insurance costs 57.49% less
- Round Prairie: Insurance costs 48.47% less
- Rouseville: Insurance costs 50.54% less
- Rupert: Insurance costs 38.65% less
- Ryder: Insurance costs 46.93% less
- Sagetown: Insurance costs 26.37% less