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Get Cheap Car Insurance in Leaf Valley, MN
We monitor insurance prices, helping the average driver in Leaf Valley save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Leaf Valley
The chart below shows the cheapest car insurance company in Leaf Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Leaf Valley Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Auto-Owners Insurance | $55 |
| Kemper | $58 |
| American Family Insurance | $58 |
Savings for Every Kind of Leaf Valley Driver
Based on our extensive insurance data, we know the average Leaf Valley driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $419 per year by choosing the right vehicle insurance company. Some Leaf Valley residents are paying out over $1,557 extra every year for auto insurance in Leaf Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Leaf Valley, MN Savings / Yr. |
|---|---|
$419 |
|
$527 |
|
$339 |
|
$689 |
|
$1,182 |
|
$350 |
|
$920 |
Leaf Valley Car Insurance vs. Minnesota
People living in Leaf Valley pay an average of 3.07% less than the typical driver in the state. The average driver in Leaf Valley can expect to pay about $805 per year, or $1,557 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Leaf Valley for most people.
Car Insurance Prices by Leaf Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Leaf Valley?
The map shows insurance prices in and around Leaf Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $26 per year within the city boundaries, with insurance premiums ranging from a high of $1,571 to a low of $1,545. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Leaf Valley.Pick the Best Car Insurance Company for You in Leaf Valley
The best car insurance provider for most drivers in Leaf Valley
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $419 over the average Leaf Valley car insurance company.
The best car insurance provider for Leaf Valley drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $527 over the competition.
The best car insurance company for Leaf Valley drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $339 better than other car insurance companies.
The best auto insurance for Leaf Valley drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $689 less each year.
The least expensive car insurance company for new and young drivers in Leaf Valley
In Leaf Valley, State Farm costs young drivers $1,182 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Leaf Valley
State Farm gave the largest car insurance discounts to married couples, averaging $350 saved each year compared to an average Leaf Valley couple's premiums.
The cheapest car insurance in Leaf Valley for drivers with bad credit
The best Leaf Valley car insurance company for customer service
Nationwide was the best company for customer service in Leaf Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Leaf Valley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Leaf Valley driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Leaf Valley, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Leaf Valley
What Influences the Cost of Car Insurance in Leaf Valley?
On average, car insurance in Leaf Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Leaf Valley is 29 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Leaf Valley are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Leaf Valley is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Leaf Valley is $67 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Miltona: Insurance costs 0.19% less
- Parkers Prairie: Insurance costs 1.61% more
- Millerville: Insurance costs 1.22% less
- Urbank: Insurance costs 0.71% more
- Carlos: Insurance costs 1.80% less
- Garfield: Insurance costs 1.73% less
- Spruce Center: Insurance costs 1.22% more
- Brandon: Insurance costs 2.18% less
- Alexandria: Insurance costs 2.18% less
- Evansville: Insurance costs the same
Cities with Similar Populations
- Sharer: Insurance costs 29.35% more
- Scotch Ridge: Insurance costs 33.27% less
- Scotts Ferry: Insurance costs 54.01% more
- Seabreeze: Insurance costs 8.99% more
- Searsburg: Insurance costs 23.44% less
- Secondcreek: Insurance costs 5.46% less
- Sedalia: Insurance costs 6.55% more
- Seney: Insurance costs 23.51% less
- Sentell: Insurance costs 80.28% more
- Sentinel: Insurance costs 15.03% more