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Get Cheap Car Insurance in Scotch Ridge, OH
We monitor insurance prices, helping the average driver in Scotch Ridge save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Scotch Ridge
The chart below shows the cheapest car insurance company in Scotch Ridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Scotch Ridge Insurer | Monthly Cost |
|---|---|
| State Farm | $42 |
| Safeco Insurance | $44 |
| Travelers | $45 |
| Mile Auto | $47 |
Savings for Every Kind of Scotch Ridge Driver
Based on our extensive insurance data, we know the average Scotch Ridge driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $275 per year by choosing the right vehicle insurance company. Some Scotch Ridge residents are paying out over $1,039 extra every year for auto insurance in Scotch Ridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Scotch Ridge, OH Savings / Yr. |
|---|---|
$275 |
|
$467 |
|
$395 |
|
$422 |
|
$1,009 |
|
$287 |
|
$402 |
Scotch Ridge Car Insurance vs. Ohio
People living in Scotch Ridge pay an average of 7.55% less than the typical driver in the state. The average driver in Scotch Ridge can expect to pay about $702 per year, or $1,039 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Scotch Ridge for most people.
Car Insurance Prices by Scotch Ridge Neighborhood
Insurance Prices
Where is insurance cheapest within Scotch Ridge?
The map shows insurance prices in and around Scotch Ridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $1,062 to a low of $1,038. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Scotch Ridge.Pick the Best Car Insurance Company for You in Scotch Ridge
The best car insurance provider for most drivers in Scotch Ridge
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $275 over the average Scotch Ridge car insurance company.
The best car insurance provider for Scotch Ridge drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $467 over the competition.
The best car insurance company for Scotch Ridge drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $395 better than other car insurance companies.
The best auto insurance for Scotch Ridge drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $422 less each year.
The least expensive car insurance company for new and young drivers in Scotch Ridge
In Scotch Ridge, Geico costs young drivers $1,009 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Scotch Ridge
State Farm gave the largest car insurance discounts to married couples, averaging $287 saved each year compared to an average Scotch Ridge couple's premiums.
The cheapest car insurance in Scotch Ridge for drivers with bad credit
The best Scotch Ridge car insurance company for customer service
Nationwide was the best company for customer service in Scotch Ridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Scotch Ridge
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Scotch Ridge driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Scotch Ridge, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Scotch Ridge
What Influences the Cost of Car Insurance in Scotch Ridge?
On average, car insurance in Scotch Ridge is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Scotch Ridge is 26 minutes, which is far less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Scotch Ridge are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Scotch Ridge has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Scotch Ridge is $58 per month for minimum coverage and $87 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pemberville: Insurance costs 1.15% more
- Sugar Ridge: Insurance costs 0.58% more
- Luckey: Insurance costs 0.48% more
- Woodside: Insurance costs 1.64% more
- Hull Prairie: Insurance costs 3.08% more
- Stony Ridge: Insurance costs 0.58% more
- Bowling Green: Insurance costs 2.31% more
- Portage: Insurance costs 2.31% more
- Bradner: Insurance costs 1.35% more
- Lemoyne: Insurance costs 2.69% more
Cities with Similar Populations
- Fleming: Insurance costs 48.32% more
- Tuttle: Insurance costs 4.91% more
- Tuscarora: Insurance costs 128.59% more
- Throckmorton: Insurance costs 27.43% more
- Glencoe: Insurance costs 81.71% more
- Fremont: Insurance costs 52.07% more
- Frankenstein: Insurance costs 71.90% more
- Four States: Insurance costs 42.93% more
- Fort McAllister: Insurance costs 63.43% more
- Fordville: Insurance costs 37.82% more