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Get Cheap Car Insurance in Stony Ridge, OH
We monitor insurance prices, helping the average driver in Stony Ridge save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Stony Ridge
The chart below shows the cheapest car insurance company in Stony Ridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Stony Ridge Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Safeco Insurance | $45 |
| Travelers | $45 |
| Mile Auto | $47 |
Savings for Every Kind of Stony Ridge Driver
Based on our extensive insurance data, we know the average Stony Ridge driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $276 per year by choosing the right vehicle insurance company. Some Stony Ridge residents are paying out over $1,045 extra every year for auto insurance in Stony Ridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stony Ridge, OH Savings / Yr. |
|---|---|
$276 |
|
$470 |
|
$397 |
|
$424 |
|
$1,015 |
|
$288 |
|
$405 |
Stony Ridge Car Insurance vs. Ohio
People living in Stony Ridge pay an average of 6.98% less than the typical driver in the state. The average driver in Stony Ridge can expect to pay about $706 per year, or $1,045 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Stony Ridge for most people.
Car Insurance Prices by Stony Ridge Neighborhood
Insurance Prices
Where is insurance cheapest within Stony Ridge?
The map shows insurance prices in and around Stony Ridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $49 per year within the city boundaries, with insurance premiums ranging from a high of $1,087 to a low of $1,038. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Stony Ridge.Pick the Best Car Insurance Company for You in Stony Ridge
The best car insurance provider for most drivers in Stony Ridge
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $276 over the average Stony Ridge car insurance company.
The best car insurance provider for Stony Ridge drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $470 over the competition.
The best car insurance company for Stony Ridge drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $397 better than other car insurance companies.
The best auto insurance for Stony Ridge drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $424 less each year.
The least expensive car insurance company for new and young drivers in Stony Ridge
In Stony Ridge, Geico costs young drivers $1,015 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stony Ridge
State Farm gave the largest car insurance discounts to married couples, averaging $288 saved each year compared to an average Stony Ridge couple's premiums.
The cheapest car insurance in Stony Ridge for drivers with bad credit
The best Stony Ridge car insurance company for customer service
Nationwide was the best company for customer service in Stony Ridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Stony Ridge
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Stony Ridge driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stony Ridge, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Stony Ridge
What Influences the Cost of Car Insurance in Stony Ridge?
On average, car insurance in Stony Ridge is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stony Ridge is 25 minutes, which is far less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stony Ridge are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Stony Ridge is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Stony Ridge is $59 per month for minimum coverage and $87 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lime City: Insurance costs 3.06% more
- Lemoyne: Insurance costs 2.11% more
- Luckey: Insurance costs 0.10% less
- Latcha: Insurance costs 2.49% more
- Sugar Ridge: Insurance costs the same
- Walbridge: Insurance costs 4.02% more
- Perrysburg: Insurance costs 1.05% more
- Scotch Ridge: Insurance costs 0.57% less
- Millbury: Insurance costs 2.58% more
- Pemberville: Insurance costs 0.57% more
Cities with Similar Populations
- Hazel Run: Insurance costs 74.45% more
- Irisburg: Insurance costs 15.98% more
- Hillburn City: Insurance costs 35.79% more
- Highland Lake: Insurance costs 44.31% more
- Higginbotham: Insurance costs 62.58% more
- Henry: Insurance costs 44.59% more
- Helena: Insurance costs 66.60% more
- Helena: Insurance costs 38.76% more
- Heidelberg Beach: Insurance costs 2.68% more
- Healing Springs: Insurance costs 50.53% more