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Get Cheap Car Insurance in Luckey, OH
We monitor insurance prices, helping the average driver in Luckey save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Luckey
The chart below shows the cheapest car insurance company in Luckey for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Luckey Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Safeco Insurance | $45 |
| Travelers | $45 |
| Mile Auto | $47 |
Savings for Every Kind of Luckey Driver
Based on our extensive insurance data, we know the average Luckey driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $276 per year by choosing the right vehicle insurance company. Some Luckey residents are paying out over $1,044 extra every year for auto insurance in Luckey. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Luckey, OH Savings / Yr. |
|---|---|
$276 |
|
$469 |
|
$396 |
|
$423 |
|
$1,013 |
|
$288 |
|
$404 |
Luckey Car Insurance vs. Ohio
People living in Luckey pay an average of 7.14% less than the typical driver in the state. The average driver in Luckey can expect to pay about $705 per year, or $1,044 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Luckey for most people.
Car Insurance Prices by Luckey Neighborhood
Insurance Prices
Where is insurance cheapest within Luckey?
The map shows insurance prices in and around Luckey, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $40 per year within the city boundaries, with insurance premiums ranging from a high of $1,076 to a low of $1,036. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Luckey.Pick the Best Car Insurance Company for You in Luckey
The best car insurance provider for most drivers in Luckey
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $276 over the average Luckey car insurance company.
The best car insurance provider for Luckey drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $469 over the competition.
The best car insurance company for Luckey drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $396 better than other car insurance companies.
The best auto insurance for Luckey drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $423 less each year.
The least expensive car insurance company for new and young drivers in Luckey
In Luckey, Geico costs young drivers $1,013 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Luckey
State Farm gave the largest car insurance discounts to married couples, averaging $288 saved each year compared to an average Luckey couple's premiums.
The cheapest car insurance in Luckey for drivers with bad credit
The best Luckey car insurance company for customer service
Recent price drops
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The cheapest large national provider in Luckey
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Luckey driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Luckey, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Luckey
What Influences the Cost of Car Insurance in Luckey?
On average, car insurance in Luckey is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Luckey is 28 minutes, which is a little less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Luckey are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Luckey is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Luckey is $59 per month for minimum coverage and $87 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pemberville: Insurance costs 0.67% more
- Lemoyne: Insurance costs 2.20% more
- Stony Ridge: Insurance costs 0.10% more
- Scotch Ridge: Insurance costs 0.48% less
- Woodville: Insurance costs 1.53% more
- Latcha: Insurance costs 2.59% more
- Sugar Ridge: Insurance costs 0.10% more
- Woodside: Insurance costs 1.15% more
- Genoa: Insurance costs 4.21% more
- Lime City: Insurance costs 3.16% more
Cities with Similar Populations
- Fairlawn: Insurance costs 7.85% more
- Newbury: Insurance costs 13.03% more
- Murphy: Insurance costs 30.27% more
- Redfield: Insurance costs 61.69% more
- Riesel: Insurance costs 53.35% more
- Hampton Station: Insurance costs 30.36% more
- Fredonia: Insurance costs 31.32% more
- Ferndale: Insurance costs 73.75% more
- Ellis: Insurance costs 50.00% more
- Ellinwood: Insurance costs 48.37% more