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Get Cheap Car Insurance in Ledgewood, NJ
We monitor insurance prices, helping the average driver in Ledgewood save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Ledgewood
The chart below shows the cheapest car insurance company in Ledgewood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Ledgewood Insurer | Monthly Cost |
|---|---|
| State Farm | $57 |
| Geico | $60 |
| Plymouth Rock Assurance | $73 |
| NJM | $86 |
Savings for Every Kind of Ledgewood Driver
Based on our extensive insurance data, we know the average Ledgewood driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $452 per year by choosing the right vehicle insurance company. Some Ledgewood residents are paying out over $1,724 extra every year for auto insurance in Ledgewood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ledgewood, NJ Savings / Yr. |
|---|---|
$452 |
|
$838 |
|
$644 |
|
$555 |
|
$2,230 |
|
$435 |
|
$676 |
Ledgewood Car Insurance vs. New Jersey
People living in Ledgewood pay an average of 5.09% less than the typical driver in the state. The average driver in Ledgewood can expect to pay about $1,028 per year, or $1,724 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Ledgewood for most people.
Car Insurance Prices by Ledgewood Neighborhood
Insurance Prices
Where is insurance cheapest within Ledgewood?
The map shows insurance prices in and around Ledgewood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $229 per year within the city boundaries, with insurance premiums ranging from a high of $1,924 to a low of $1,695. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northeast parts of Ledgewood.Pick the Best Car Insurance Company for You in Ledgewood
The best car insurance provider for most drivers in Ledgewood
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $452 over the average Ledgewood car insurance company.
The best car insurance provider for Ledgewood drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $838 over the competition.
The best car insurance company for Ledgewood drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $644 better than other car insurance companies.
The best auto insurance for Ledgewood drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $555 less each year.
The least expensive car insurance company for new and young drivers in Ledgewood
In Ledgewood, Geico costs young drivers $2,230 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ledgewood
Geico gave the largest car insurance discounts to married couples, averaging $435 saved each year compared to an average Ledgewood couple's premiums.
The cheapest car insurance in Ledgewood for drivers with bad credit
The best Ledgewood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ledgewood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ledgewood driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ledgewood, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Ledgewood
What Influences the Cost of Car Insurance in Ledgewood?
On average, car insurance in Ledgewood is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ledgewood are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Ledgewood is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ledgewood is $86 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Succasunna: Insurance costs 4.18% more
- Landing: Insurance costs 4.70% more
- Kenvil: Insurance costs 1.39% more
- Netcong: Insurance costs 0.99% more
- Mount Arlington: Insurance costs 2.15% more
- Flanders: Insurance costs 1.22% more
- Mine Hill: Insurance costs 7.48% more
- Hurdtown: Insurance costs 1.45% less
- Stanhope: Insurance costs 0.81% more
- Budd Lake: Insurance costs 3.31% more
Cities with Similar Populations
- Waldoboro: Insurance costs 43.79% less
- Suttons Bay: Insurance costs 56.84% more
- Sumas: Insurance costs 21.58% less
- Nixon: Insurance costs 1.86% less
- Shiner: Insurance costs 6.73% less
- Jamesville: Insurance costs 27.78% less
- New Ringgold: Insurance costs 20.59% less
- Westhampton Beach: Insurance costs 41.13% more
- Southern Shops: Insurance costs 2.20% less
- Sandstone: Insurance costs 2.38% less