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Get Cheap Car Insurance in Mine Hill, NJ
We monitor insurance prices, helping the average driver in Mine Hill save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Mine Hill
The chart below shows the cheapest car insurance company in Mine Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Mine Hill Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Geico | $64 |
| Plymouth Rock Assurance | $79 |
| NJM | $93 |
Savings for Every Kind of Mine Hill Driver
Based on our extensive insurance data, we know the average Mine Hill driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $486 per year by choosing the right vehicle insurance company. Some Mine Hill residents are paying out over $1,853 extra every year for auto insurance in Mine Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mine Hill, NJ Savings / Yr. |
|---|---|
$486 |
|
$901 |
|
$692 |
|
$597 |
|
$2,396 |
|
$467 |
|
$726 |
Mine Hill Car Insurance vs. New Jersey
People living in Mine Hill pay an average of 2.02% more than the typical driver in the state. The average driver in Mine Hill can expect to pay about $1,105 per year, or $1,853 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Mine Hill for most people.
Car Insurance Prices by Mine Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Mine Hill?
The map shows insurance prices in and around Mine Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $295 per year within the city boundaries, with insurance premiums ranging from a high of $1,960 to a low of $1,665. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Mine Hill.Pick the Best Car Insurance Company for You in Mine Hill
The best car insurance provider for most drivers in Mine Hill
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $486 over the average Mine Hill car insurance company.
The best car insurance provider for Mine Hill drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $901 over the competition.
The best car insurance company for Mine Hill drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $692 better than other car insurance companies.
The best auto insurance for Mine Hill drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $597 less each year.
The least expensive car insurance company for new and young drivers in Mine Hill
In Mine Hill, Geico costs young drivers $2,396 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mine Hill
Geico gave the largest car insurance discounts to married couples, averaging $467 saved each year compared to an average Mine Hill couple's premiums.
The cheapest car insurance in Mine Hill for drivers with bad credit
The best Mine Hill car insurance company for customer service
Recent price drops
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The cheapest large national provider in Mine Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mine Hill driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mine Hill, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Mine Hill
What Influences the Cost of Car Insurance in Mine Hill?
On average, car insurance in Mine Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mine Hill is 40 minutes, which is about the national average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mine Hill are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Mine Hill has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mine Hill is $92 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kenvil: Insurance costs 5.67% less
- Dover: Insurance costs 7.56% more
- Wharton: Insurance costs 0.59% more
- Randolph: Insurance costs 1.08% less
- Hurdtown: Insurance costs 8.31% less
- Victory Gardens: Insurance costs 0.59% less
- Mount Arlington: Insurance costs 4.96% less
- Succasunna: Insurance costs 3.08% less
- Ledgewood: Insurance costs 6.96% less
- Landing: Insurance costs 2.59% less
Cities with Similar Populations
- Jourdanton: Insurance costs 11.66% less
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- Kaser: Insurance costs 41.50% more
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- Kane: Insurance costs 25.58% less
- Kanab: Insurance costs 28.76% less
- Kalona: Insurance costs 33.89% less
- Kalifornsky: Insurance costs 25.47% less
- Kalaheo: Insurance costs 33.51% less
- Kahaluu-Keauhou: Insurance costs 22.61% less