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Get Cheap Car Insurance in Leeds, ND
We monitor insurance prices, helping the average driver in Leeds save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in Leeds
The chart below shows the cheapest car insurance company in Leeds for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| Leeds Insurer | Monthly Cost |
|---|---|
| State Farm | $34 |
| Midvale Home & Auto | $34 |
| American Family Insurance | $34 |
| Auto-Owners Insurance | $38 |
Savings for Every Kind of Leeds Driver
Based on our extensive insurance data, we know the average Leeds driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $407 per year by choosing the right vehicle insurance company. Some Leeds residents are paying out over $1,465 extra every year for auto insurance in Leeds. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Leeds, ND Savings / Yr. |
|---|---|
$407 |
|
$534 |
|
$375 |
|
$485 |
|
$1,160 |
|
$373 |
|
$457 |
Leeds Car Insurance vs. North Dakota
People living in Leeds pay an average of 2.93% more than the typical driver in the state. The average driver in Leeds can expect to pay about $507 per year, or $1,465 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Leeds for most people.
Car Insurance Prices by Leeds Neighborhood
Insurance Prices
Where is insurance cheapest within Leeds?
The map shows insurance prices in and around Leeds, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $17 per year within the city boundaries, with insurance premiums ranging from a high of $1,479 to a low of $1,462. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Leeds.Pick the Best Car Insurance Company for You in Leeds
The best car insurance provider for most drivers in Leeds
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $407 over the average Leeds car insurance company.
The best car insurance provider for Leeds drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $534 over the competition.
The best car insurance company for Leeds drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $375 better than other car insurance companies.
The best auto insurance for Leeds drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $485 less each year.
The least expensive car insurance company for new and young drivers in Leeds
In Leeds, State Farm costs young drivers $1,160 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Leeds
State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Leeds couple's premiums.
The cheapest car insurance in Leeds for drivers with bad credit
The best Leeds car insurance company for customer service
Recent price drops
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The cheapest large national provider in Leeds
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Leeds driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Leeds, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Leeds
What Influences the Cost of Car Insurance in Leeds?
On average, car insurance in Leeds is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Leeds is 28 minutes, which is a little more than average for a driver in the state.
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Leeds are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Leeds is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Leeds is $42 per month for minimum coverage and $122 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Brinsmade: Insurance costs 0.20% more
- York: Insurance costs 0.27% more
- Baker: Insurance costs 0.89% more
- Knox: Insurance costs 0.89% more
- Maza: Insurance costs 0.14% more
- Tilden: Insurance costs 0.20% more
- Minnewaukan: Insurance costs 0.68% more
- Churchs Ferry: Insurance costs 2.25% less
- Wolford: Insurance costs 0.82% more
- Fillmore: Insurance costs 0.82% more
Cities with Similar Populations
- Havensville: Insurance costs 4.30% more
- Stony Ridge: Insurance costs 28.67% less
- Sterrettania: Insurance costs 9.42% less
- Hitterdal: Insurance costs 7.51% more
- Highland Lake: Insurance costs 2.94% more
- Higginbotham: Insurance costs 15.97% more
- Henry: Insurance costs 3.14% more
- Henrietta: Insurance costs 9.62% less
- Heidelberg Beach: Insurance costs 26.76% less
- Haynesville: Insurance costs 16.52% less