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Get Cheap Car Insurance in Liberty, MS
We monitor insurance prices, helping the average driver in Liberty save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Liberty
The chart below shows the cheapest car insurance company in Liberty for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Liberty Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Farm Bureau | $66 |
| Safeco Insurance | $68 |
| Progressive | $75 |
Savings for Every Kind of Liberty Driver
Based on our extensive insurance data, we know the average Liberty driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $296 per year by choosing the right vehicle insurance company. Some Liberty residents are paying out over $1,729 extra every year for auto insurance in Liberty. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Liberty, MS Savings / Yr. |
|---|---|
$296 |
|
$493 |
|
$385 |
|
$757 |
|
$1,755 |
|
$253 |
|
$772 |
Liberty Car Insurance vs. Mississippi
People living in Liberty pay an average of 1.25% more than the typical driver in the state. The average driver in Liberty can expect to pay about $984 per year, or $1,729 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Liberty for most people.
Car Insurance Prices by Liberty Neighborhood
Insurance Prices
Where is insurance cheapest within Liberty?
The map shows insurance prices in and around Liberty, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $90 per year within the city boundaries, with insurance premiums ranging from a high of $1,767 to a low of $1,677. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Liberty.Pick the Best Car Insurance Company for You in Liberty
The best car insurance provider for most drivers in Liberty
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $296 over the average Liberty car insurance company.
The best car insurance provider for Liberty drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $493 over the competition.
The best car insurance company for Liberty drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $385 better than other car insurance companies.
The best auto insurance for Liberty drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $757 less each year.
The least expensive car insurance company for new and young drivers in Liberty
In Liberty, Farm Bureau costs young drivers $1,755 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Liberty
Farm Bureau gave the largest car insurance discounts to married couples, averaging $253 saved each year compared to an average Liberty couple's premiums.
The cheapest car insurance in Liberty for drivers with bad credit
The best Liberty car insurance company for customer service
Recent price drops
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The cheapest large national provider in Liberty
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Liberty driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Liberty, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Liberty
What Influences the Cost of Car Insurance in Liberty?
On average, car insurance in Liberty is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Liberty is 42 minutes, which is far more than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Liberty are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Liberty is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Liberty is $82 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Berwick: Insurance costs 1.68% more
- Bewelcome: Insurance costs 1.10% less
- Peoria: Insurance costs 0.69% more
- White Cap: Insurance costs 0.87% less
- Busy Corner: Insurance costs 1.45% less
- Gloster: Insurance costs 0.17% less
- Thompson: Insurance costs 0.12% less
- Eunice: Insurance costs 1.10% less
- Tatum: Insurance costs 1.56% more
- McElveen: Insurance costs 1.27% more
Cities with Similar Populations
- Woodland: Insurance costs 11.39% less
- Alexandria: Insurance costs 21.40% less
- Alton: Insurance costs 31.12% less
- Au Gres: Insurance costs 67.32% more
- Auberry: Insurance costs 8.56% more
- Belle Meade: Insurance costs 18.97% less
- Boutte: Insurance costs 81.67% more
- Chesapeake City: Insurance costs 5.15% more
- Enosburg Falls: Insurance costs 31.41% less
- Forest: Insurance costs 36.96% less