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Get Cheap Car Insurance in Tatum, MS
We monitor insurance prices, helping the average driver in Tatum save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Tatum
The chart below shows the cheapest car insurance company in Tatum for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Tatum Insurer | Monthly Cost |
|---|---|
| State Farm | $65 |
| Farm Bureau | $67 |
| Safeco Insurance | $69 |
| Progressive | $76 |
Savings for Every Kind of Tatum Driver
Based on our extensive insurance data, we know the average Tatum driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $300 per year by choosing the right vehicle insurance company. Some Tatum residents are paying out over $1,756 extra every year for auto insurance in Tatum. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Tatum, MS Savings / Yr. |
|---|---|
$300 |
|
$501 |
|
$391 |
|
$769 |
|
$1,781 |
|
$257 |
|
$783 |
Tatum Car Insurance vs. Mississippi
People living in Tatum pay an average of 2.78% more than the typical driver in the state. The average driver in Tatum can expect to pay about $999 per year, or $1,756 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Tatum for most people.
Car Insurance Prices by Tatum Neighborhood
Insurance Prices
Where is insurance cheapest within Tatum?
The map shows insurance prices in and around Tatum, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $27 per year within the city boundaries, with insurance premiums ranging from a high of $1,764 to a low of $1,737. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Tatum.Pick the Best Car Insurance Company for You in Tatum
The best car insurance provider for most drivers in Tatum
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $300 over the average Tatum car insurance company.
The best car insurance provider for Tatum drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $501 over the competition.
The best car insurance company for Tatum drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $391 better than other car insurance companies.
The best auto insurance for Tatum drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $769 less each year.
The least expensive car insurance company for new and young drivers in Tatum
In Tatum, Farm Bureau costs young drivers $1,781 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Tatum
Farm Bureau gave the largest car insurance discounts to married couples, averaging $257 saved each year compared to an average Tatum couple's premiums.
The cheapest car insurance in Tatum for drivers with bad credit
The best Tatum car insurance company for customer service
Recent price drops
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The cheapest large national provider in Tatum
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Tatum driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tatum, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Tatum
What Influences the Cost of Car Insurance in Tatum?
On average, car insurance in Tatum is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Tatum is 38 minutes, which is a little more than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Tatum are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Tatum is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Tatum is $83 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Centreville: Insurance costs 0.40% less
- White Cap: Insurance costs 2.39% less
- Gloster: Insurance costs 1.71% less
- Bewelcome: Insurance costs 2.62% less
- Eunice: Insurance costs 2.62% less
- Saukum: Insurance costs 2.96% less
- Crosby: Insurance costs 3.08% less
- Liberty: Insurance costs 1.54% less
- Berwick: Insurance costs 0.11% more
- Turnbull: Insurance costs 1.03% less
Cities with Similar Populations
- Cincinnati: Insurance costs 30.18% less
- Sugarloaf Shores: Insurance costs 29.95% more
- Sublette: Insurance costs 19.59% less
- Conway: Insurance costs 56.38% more
- Columbus: Insurance costs 0.40% more
- Cologne: Insurance costs 32.86% less
- Cochran: Insurance costs 2.85% less
- Clodine: Insurance costs 1.82% less
- Clifton: Insurance costs 20.10% more
- Clayton: Insurance costs 2.96% less