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Get Cheap Car Insurance in Lick Creek, KY
We monitor insurance prices, helping the average driver in Lick Creek save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Lick Creek
The chart below shows the cheapest car insurance company in Lick Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Lick Creek Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $68 |
| State Farm | $68 |
| Travelers | $99 |
| Geico | $107 |
Savings for Every Kind of Lick Creek Driver
Based on our extensive insurance data, we know the average Lick Creek driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $601 per year by choosing the right vehicle insurance company. Some Lick Creek residents are paying out over $2,378 extra every year for auto insurance in Lick Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lick Creek, KY Savings / Yr. |
|---|---|
$601 |
|
$985 |
|
$970 |
|
$981 |
|
$1,941 |
|
$650 |
|
$1,041 |
Lick Creek Car Insurance vs. Kentucky
People living in Lick Creek pay an average of 11.45% more than the typical driver in the state. The average driver in Lick Creek can expect to pay about $1,225 per year, or $2,378 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Lick Creek for most people.
Car Insurance Prices by Lick Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Lick Creek?
The map shows insurance prices in and around Lick Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $98 per year within the city boundaries, with insurance premiums ranging from a high of $2,426 to a low of $2,328. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of Lick Creek.Pick the Best Car Insurance Company for You in Lick Creek
The best car insurance provider for most drivers in Lick Creek
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $601 over the average Lick Creek car insurance company.
The best car insurance provider for Lick Creek drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $985 over the competition.
The best car insurance company for Lick Creek drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $970 better than other car insurance companies.
The best auto insurance for Lick Creek drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $981 less each year.
The least expensive car insurance company for new and young drivers in Lick Creek
In Lick Creek, State Farm costs young drivers $1,941 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lick Creek
State Farm gave the largest car insurance discounts to married couples, averaging $650 saved each year compared to an average Lick Creek couple's premiums.
The cheapest car insurance in Lick Creek for drivers with bad credit
The best Lick Creek car insurance company for customer service
Nationwide was the best company for customer service in Lick Creek according to the NAIC.
Recent price drops
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The cheapest large national provider in Lick Creek
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lick Creek driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lick Creek, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Lick Creek
What Influences the Cost of Car Insurance in Lick Creek?
On average, car insurance in Lick Creek is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lick Creek is 45 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lick Creek are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lick Creek has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lick Creek is $102 per month for minimum coverage and $198 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Belcher: Insurance costs 1.85% more
- Mouthcard: Insurance costs 0.59% more
- Toonerville: Insurance costs 0.34% more
- Fedscreek: Insurance costs 1.01% more
- Dunleary: Insurance costs 0.59% more
- Regina: Insurance costs 1.68% more
- Breaks: Insurance costs 46.17% less
- Conaway: Insurance costs 43.61% less
- Dunlap: Insurance costs 1.77% more
- Elkhorn City: Insurance costs 1.43% less
Cities with Similar Populations
- Hutchinson: Insurance costs 41.55% less
- Joel: Insurance costs 50.50% less
- Java Village: Insurance costs 7.32% less
- Jameson: Insurance costs 33.10% less
- Jakeville: Insurance costs 30.66% less
- Ivy: Insurance costs 49.45% less
- Ivory: Insurance costs 10.77% less
- Ita: Insurance costs 45.33% less
- Ischua: Insurance costs 10.81% less
- Isbell: Insurance costs 37.47% less