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Get Cheap Car Insurance in Liddell, NC
We monitor insurance prices, helping the average driver in Liddell save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Liddell
The chart below shows the cheapest car insurance company in Liddell for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Liddell Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $50 |
| Farm Bureau | $53 |
| Progressive | $56 |
Savings for Every Kind of Liddell Driver
Based on our extensive insurance data, we know the average Liddell driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $248 per year by choosing the right vehicle insurance company. Some Liddell residents are paying out over $1,294 extra every year for auto insurance in Liddell. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Liddell, NC Savings / Yr. |
|---|---|
$248 |
|
$540 |
|
$393 |
|
$1,004 |
|
$745 |
|
$300 |
|
$450 |
Liddell Car Insurance vs. North Carolina
People living in Liddell pay an average of 3.52% more than the typical driver in the state. The average driver in Liddell can expect to pay about $775 per year, or $1,294 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Liddell for most people.
Car Insurance Prices by Liddell Neighborhood
Insurance Prices
Where is insurance cheapest within Liddell?
The map shows insurance prices in and around Liddell, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $55 per year within the city boundaries, with insurance premiums ranging from a high of $1,302 to a low of $1,247. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Liddell.Pick the Best Car Insurance Company for You in Liddell
The best car insurance provider for most drivers in Liddell
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $248 over the average Liddell car insurance company.
The best car insurance provider for Liddell drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $540 over the competition.
The best car insurance company for Liddell drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $393 better than other car insurance companies.
The best auto insurance for Liddell drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,004 less each year.
The least expensive car insurance company for new and young drivers in Liddell
In Liddell, State Farm costs young drivers $745 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Liddell
Erie Insurance gave the largest car insurance discounts to married couples, averaging $300 saved each year compared to an average Liddell couple's premiums.
The cheapest car insurance in Liddell for drivers with bad credit
The best Liddell car insurance company for customer service
Recent price drops
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The cheapest large national provider in Liddell
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Liddell driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Liddell, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Liddell
What Influences the Cost of Car Insurance in Liddell?
On average, car insurance in Liddell is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Liddell is 48 minutes, which is far more than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Liddell are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Liddell is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Liddell is $65 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Jenny Lind: Insurance costs 1.93% less
- Deep Run: Insurance costs 4.25% less
- Albertson: Insurance costs 2.78% less
- Herrings Crossroads: Insurance costs 2.78% less
- Fields: Insurance costs 1.00% less
- Seven Springs: Insurance costs 0.93% less
- Indian Springs: Insurance costs 0.62% less
- Jonestown: Insurance costs 4.71% less
- Kinston: Insurance costs 0.46% more
- Pink Hill: Insurance costs 2.78% less
Cities with Similar Populations
- South Londonderry: Insurance costs 8.35% less
- Gilsum: Insurance costs 10.66% less
- Glasco: Insurance costs 21.17% more
- Glenfield: Insurance costs 0.70% more
- Glenisle: Insurance costs 45.75% more
- Golinda: Insurance costs 23.18% more
- Grand Bluff: Insurance costs 27.82% more
- Granville: Insurance costs 2.16% less
- Grassy Lick: Insurance costs 57.42% more
- Greater Galesburg: Insurance costs 106.34% more