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Get Cheap Car Insurance in Limerick, NY
We monitor insurance prices, helping the average driver in Limerick save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Limerick
The chart below shows the cheapest car insurance company in Limerick for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Limerick Insurer | Monthly Cost |
|---|---|
| Kemper | $75 |
| Plymouth Rock Assurance | $100 |
| Safeco Insurance | $107 |
| Geico | $112 |
Savings for Every Kind of Limerick Driver
Based on our extensive insurance data, we know the average Limerick driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $608 per year by choosing the right vehicle insurance company. Some Limerick residents are paying out over $2,039 extra every year for auto insurance in Limerick. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Limerick, NY Savings / Yr. |
|---|---|
$608 |
|
$388 |
|
$774 |
|
$784 |
|
$1,919 |
|
$642 |
|
$1,023 |
Limerick Car Insurance vs. New York
People living in Limerick pay an average of 15.92% less than the typical driver in the state. The average driver in Limerick can expect to pay about $1,479 per year, or $2,039 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Limerick for most people.
Car Insurance Prices by Limerick Neighborhood
Insurance Prices
Where is insurance cheapest within Limerick?
The map shows insurance prices in and around Limerick, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $155 per year within the city boundaries, with insurance premiums ranging from a high of $2,158 to a low of $2,003. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Limerick.Pick the Best Car Insurance Company for You in Limerick
The best car insurance provider for most drivers in Limerick
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $608 over the average Limerick car insurance company.
The best car insurance provider for Limerick drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $388 over the competition.
The best car insurance company for Limerick drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $774 better than other car insurance companies.
The best auto insurance for Limerick drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $784 less each year.
The least expensive car insurance company for new and young drivers in Limerick
In Limerick, Progressive costs young drivers $1,919 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Limerick
Progressive gave the largest car insurance discounts to married couples, averaging $642 saved each year compared to an average Limerick couple's premiums.
The cheapest car insurance in Limerick for drivers with bad credit
The best Limerick car insurance company for customer service
Recent price drops
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The cheapest large national provider in Limerick
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Limerick driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Limerick, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Limerick
What Influences the Cost of Car Insurance in Limerick?
On average, car insurance in Limerick is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Limerick is 28 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 8 to 9 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Limerick are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Limerick has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Limerick is $123 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dexter: Insurance costs 1.77% more
- Jewettville: Insurance costs 1.86% more
- Chaumont: Insurance costs 0.34% less
- Pillar Point: Insurance costs 5.84% more
- Herrick Grove: Insurance costs 0.29% more
- Paddy Hill: Insurance costs 0.78% more
- Three Mile Bay: Insurance costs 0.88% more
- Brownville: Insurance costs 0.78% more
- Depauville: Insurance costs the same
- Sackets Harbor: Insurance costs 1.42% more
Cities with Similar Populations
- Strickland: Insurance costs 22.17% less
- DeWeese: Insurance costs 19.42% less
- Dixon: Insurance costs 40.12% less
- Dixon Springs: Insurance costs 32.71% less
- Dwight: Insurance costs 25.06% less
- East Arcade: Insurance costs 6.38% more
- East Berkshire: Insurance costs 1.52% more
- East Otis: Insurance costs 25.45% less
- East Sandwich: Insurance costs 41.88% less
- East St. Johnsbury: Insurance costs 41.49% less