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Get Cheap Car Insurance in Paddy Hill, NY
We monitor insurance prices, helping the average driver in Paddy Hill save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Paddy Hill
The chart below shows the cheapest car insurance company in Paddy Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Paddy Hill Insurer | Monthly Cost |
|---|---|
| Kemper | $76 |
| Plymouth Rock Assurance | $101 |
| Safeco Insurance | $108 |
| Geico | $113 |
Savings for Every Kind of Paddy Hill Driver
Based on our extensive insurance data, we know the average Paddy Hill driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $613 per year by choosing the right vehicle insurance company. Some Paddy Hill residents are paying out over $2,055 extra every year for auto insurance in Paddy Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Paddy Hill, NY Savings / Yr. |
|---|---|
$613 |
|
$391 |
|
$781 |
|
$790 |
|
$1,935 |
|
$648 |
|
$1,032 |
Paddy Hill Car Insurance vs. New York
People living in Paddy Hill pay an average of 15.24% less than the typical driver in the state. The average driver in Paddy Hill can expect to pay about $1,491 per year, or $2,055 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Paddy Hill for most people.
Car Insurance Prices by Paddy Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Paddy Hill?
The map shows insurance prices in and around Paddy Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the city boundaries, with insurance premiums ranging from a high of $2,070 to a low of $2,003. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Paddy Hill.Pick the Best Car Insurance Company for You in Paddy Hill
The best car insurance provider for most drivers in Paddy Hill
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $613 over the average Paddy Hill car insurance company.
The best car insurance provider for Paddy Hill drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $391 over the competition.
The best car insurance company for Paddy Hill drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $781 better than other car insurance companies.
The best auto insurance for Paddy Hill drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $790 less each year.
The least expensive car insurance company for new and young drivers in Paddy Hill
In Paddy Hill, Progressive costs young drivers $1,935 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Paddy Hill
Progressive gave the largest car insurance discounts to married couples, averaging $648 saved each year compared to an average Paddy Hill couple's premiums.
The cheapest car insurance in Paddy Hill for drivers with bad credit
The best Paddy Hill car insurance company for customer service
Nationwide was the best company for customer service in Paddy Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Paddy Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Paddy Hill driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Paddy Hill, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Paddy Hill
What Influences the Cost of Car Insurance in Paddy Hill?
On average, car insurance in Paddy Hill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Paddy Hill is 23 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Paddy Hill are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Paddy Hill is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Paddy Hill is $124 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Brownville: Insurance costs the same
- Glen Park: Insurance costs 0.19% less
- Dexter: Insurance costs 0.97% more
- East Hounsfield: Insurance costs 8.13% more
- Jewettville: Insurance costs 1.07% more
- Limerick: Insurance costs 0.78% less
- Stone Mills: Insurance costs 2.00% less
- Watertown: Insurance costs 4.23% more
- Calcium: Insurance costs 2.19% more
- Depauville: Insurance costs 0.78% less
Cities with Similar Populations
- Sharon Hollow: Insurance costs 37.37% more
- Kingfield: Insurance costs 54.21% less
- Kosse: Insurance costs 21.46% less
- Kreamer: Insurance costs 39.03% less
- Lake Bosworth: Insurance costs 27.20% less
- Lakeville: Insurance costs 1.70% less
- Lawn: Insurance costs 21.46% less
- Lockett: Insurance costs 15.67% less
- Lolita: Insurance costs 21.70% less
- Lovell: Insurance costs 52.65% less