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Get Cheap Car Insurance in Little Rock, AL
We monitor insurance prices, helping the average driver in Little Rock save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Little Rock
The chart below shows the cheapest car insurance company in Little Rock for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Little Rock Insurer | Monthly Cost |
|---|---|
| Travelers | $65 |
| Gainsco | $68 |
| State Farm | $71 |
| Safe Auto | $72 |
Savings for Every Kind of Little Rock Driver
Based on our extensive insurance data, we know the average Little Rock driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $363 per year by choosing the right vehicle insurance company. Some Little Rock residents are paying out over $1,467 extra every year for auto insurance in Little Rock. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Little Rock, AL Savings / Yr. |
|---|---|
$363 |
|
$494 |
|
$463 |
|
$525 |
|
$1,140 |
|
$63 |
|
$310 |
Little Rock Car Insurance vs. Alabama
People living in Little Rock pay an average of 8.48% less than the typical driver in the state. The average driver in Little Rock can expect to pay about $968 per year, or $1,467 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Little Rock for most people.
Car Insurance Prices by Little Rock Neighborhood
Insurance Prices
Where is insurance cheapest within Little Rock?
The map shows insurance prices in and around Little Rock, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $48 per year within the city boundaries, with insurance premiums ranging from a high of $1,500 to a low of $1,452. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Little Rock.Pick the Best Car Insurance Company for You in Little Rock
The best car insurance provider for most drivers in Little Rock
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $363 over the average Little Rock car insurance company.
The best car insurance provider for Little Rock drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $494 over the competition.
The best car insurance company for Little Rock drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $463 better than other car insurance companies.
The best auto insurance for Little Rock drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $525 less each year.
The least expensive car insurance company for new and young drivers in Little Rock
In Little Rock, Travelers costs young drivers $1,140 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Little Rock
State Farm gave the largest car insurance discounts to married couples, averaging $63 saved each year compared to an average Little Rock couple's premiums.
The cheapest car insurance in Little Rock for drivers with bad credit
The best Little Rock car insurance company for customer service
Nationwide was the best company for customer service in Little Rock according to the NAIC.
Recent price drops
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The cheapest large national provider in Little Rock
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Little Rock driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Little Rock, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Little Rock
What Influences the Cost of Car Insurance in Little Rock?
On average, car insurance in Little Rock is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Little Rock is 24 minutes, which is far less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Little Rock are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Little Rock is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Little Rock is $81 per month for minimum coverage and $122 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Robinsonville: Insurance costs 0.68% more
- Canoe: Insurance costs 0.68% more
- Martinville: Insurance costs 0.07% more
- Barnett Crossroads: Insurance costs 0.55% less
- Sardine: Insurance costs 0.89% less
- Huxford: Insurance costs 0.14% less
- Atmore: Insurance costs 5.25% more
- Flomaton: Insurance costs 0.89% less
- Freemanville: Insurance costs 6.54% more
- Poarch: Insurance costs 3.14% more
Cities with Similar Populations
- Jordan Hill: Insurance costs 101.36% more
- Twin Cities: Insurance costs 35.79% more
- Tuttletown: Insurance costs 23.79% more
- Tuttle: Insurance costs 28.63% more
- Turkey: Insurance costs 22.70% more
- Townsend: Insurance costs 14.18% more
- Topeka Junction: Insurance costs 16.50% more
- Toast: Insurance costs 19.29% less
- Tiptop: Insurance costs 16.84% less
- Timber Hills: Insurance costs 13.29% less