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Get Cheap Car Insurance in Sardine, AL
We monitor insurance prices, helping the average driver in Sardine save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Sardine
The chart below shows the cheapest car insurance company in Sardine for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Sardine Insurer | Monthly Cost |
|---|---|
| Travelers | $65 |
| Gainsco | $68 |
| State Farm | $70 |
| Safe Auto | $71 |
Savings for Every Kind of Sardine Driver
Based on our extensive insurance data, we know the average Sardine driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $360 per year by choosing the right vehicle insurance company. Some Sardine residents are paying out over $1,454 extra every year for auto insurance in Sardine. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sardine, AL Savings / Yr. |
|---|---|
$360 |
|
$490 |
|
$459 |
|
$521 |
|
$1,130 |
|
$63 |
|
$308 |
Sardine Car Insurance vs. Alabama
People living in Sardine pay an average of 9.27% less than the typical driver in the state. The average driver in Sardine can expect to pay about $960 per year, or $1,454 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Sardine for most people.
Car Insurance Prices by Sardine Neighborhood
Insurance Prices
Where is insurance cheapest within Sardine?
The map shows insurance prices in and around Sardine, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $92 per year within the city boundaries, with insurance premiums ranging from a high of $1,478 to a low of $1,386. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Sardine.Pick the Best Car Insurance Company for You in Sardine
The best car insurance provider for most drivers in Sardine
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $360 over the average Sardine car insurance company.
The best car insurance provider for Sardine drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $490 over the competition.
The best car insurance company for Sardine drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $459 better than other car insurance companies.
The best auto insurance for Sardine drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $521 less each year.
The least expensive car insurance company for new and young drivers in Sardine
In Sardine, Travelers costs young drivers $1,130 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sardine
State Farm gave the largest car insurance discounts to married couples, averaging $63 saved each year compared to an average Sardine couple's premiums.
The cheapest car insurance in Sardine for drivers with bad credit
The best Sardine car insurance company for customer service
Recent price drops
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The cheapest large national provider in Sardine
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Sardine driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sardine, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Sardine
What Influences the Cost of Car Insurance in Sardine?
On average, car insurance in Sardine is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sardine is 27 minutes, which is far less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sardine are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Sardine has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sardine is $80 per month for minimum coverage and $121 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Flomaton: Insurance costs the same
- Pollard: Insurance costs 4.61% less
- Century: Insurance costs 69.60% more
- Canoe: Insurance costs 1.58% more
- Byrneville: Insurance costs 71.60% more
- Keego: Insurance costs 4.47% less
- Little Rock: Insurance costs 0.89% more
- Mount Carmel: Insurance costs 67.54% more
- Robinsonville: Insurance costs 1.58% more
- Jay: Insurance costs 64.17% more
Cities with Similar Populations
- Utility: Insurance costs 105.16% more
- Fence Lake: Insurance costs 2.13% less
- Tuttle: Insurance costs 29.78% more
- Tuttletown: Insurance costs 24.90% more
- Twentythree: Insurance costs 15.82% more
- Tyaskin: Insurance costs 22.15% more
- Union Hill: Insurance costs 6.53% more
- Union Valley: Insurance costs 13.55% more
- Unionville: Insurance costs 14.92% less
- Upper Jay: Insurance costs 46.97% more