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Get Cheap Car Insurance in Little Rock, KY
We monitor insurance prices, helping the average driver in Little Rock save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Little Rock
The chart below shows the cheapest car insurance company in Little Rock for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Little Rock Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $58 |
| State Farm | $58 |
| Travelers | $86 |
| Geico | $92 |
Savings for Every Kind of Little Rock Driver
Based on our extensive insurance data, we know the average Little Rock driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $519 per year by choosing the right vehicle insurance company. Some Little Rock residents are paying out over $2,054 extra every year for auto insurance in Little Rock. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Little Rock, KY Savings / Yr. |
|---|---|
$519 |
|
$851 |
|
$838 |
|
$847 |
|
$1,677 |
|
$561 |
|
$899 |
Little Rock Car Insurance vs. Kentucky
People living in Little Rock pay an average of 3.73% less than the typical driver in the state. The average driver in Little Rock can expect to pay about $1,058 per year, or $2,054 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Little Rock for most people.
Car Insurance Prices by Little Rock Neighborhood
Insurance Prices
Where is insurance cheapest within Little Rock?
The map shows insurance prices in and around Little Rock, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,054 to a low of $2,054. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Little Rock.Pick the Best Car Insurance Company for You in Little Rock
The best car insurance provider for most drivers in Little Rock
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $519 over the average Little Rock car insurance company.
The best car insurance provider for Little Rock drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $851 over the competition.
The best car insurance company for Little Rock drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $838 better than other car insurance companies.
The best auto insurance for Little Rock drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $847 less each year.
The least expensive car insurance company for new and young drivers in Little Rock
In Little Rock, State Farm costs young drivers $1,677 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Little Rock
State Farm gave the largest car insurance discounts to married couples, averaging $561 saved each year compared to an average Little Rock couple's premiums.
The cheapest car insurance in Little Rock for drivers with bad credit
The best Little Rock car insurance company for customer service
Nationwide was the best company for customer service in Little Rock according to the NAIC.
Recent price drops
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The cheapest large national provider in Little Rock
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Little Rock driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Little Rock, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Little Rock
What Influences the Cost of Car Insurance in Little Rock?
On average, car insurance in Little Rock is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Little Rock are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Little Rock is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Little Rock is $88 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Middletown: Insurance costs 1.75% more
- Sideview: Insurance costs 1.75% less
- Jackstown: Insurance costs 5.36% more
- Judy: Insurance costs 0.34% more
- East Union: Insurance costs 6.77% more
- Grassy Lick: Insurance costs 0.83% less
- Sharpsburg: Insurance costs 2.78% more
- Millersburg: Insurance costs 0.83% more
- Stoops: Insurance costs 1.90% more
- Currentsville: Insurance costs 0.05% more
Cities with Similar Populations
- West Finley: Insurance costs 32.08% less
- Cold Spring: Insurance costs 34.47% less
- Coleman: Insurance costs 19.81% less
- Combs: Insurance costs 13.15% more
- Comins: Insurance costs 36.27% more
- Conklin Forks: Insurance costs 0.44% less
- Dakota: Insurance costs 24.20% less
- West Tisbury: Insurance costs 28.97% less
- West Rosendale: Insurance costs 48.10% less
- Cohasset: Insurance costs 9.74% less