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Get Cheap Car Insurance in Locust Ridge, OH
We monitor insurance prices, helping the average driver in Locust Ridge save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Locust Ridge
The chart below shows the cheapest car insurance company in Locust Ridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Locust Ridge Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $47 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of Locust Ridge Driver
Based on our extensive insurance data, we know the average Locust Ridge driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $291 per year by choosing the right vehicle insurance company. Some Locust Ridge residents are paying out over $1,101 extra every year for auto insurance in Locust Ridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Locust Ridge, OH Savings / Yr. |
|---|---|
$291 |
|
$494 |
|
$418 |
|
$447 |
|
$1,068 |
|
$304 |
|
$426 |
Locust Ridge Car Insurance vs. Ohio
People living in Locust Ridge pay an average of 2.08% less than the typical driver in the state. The average driver in Locust Ridge can expect to pay about $743 per year, or $1,101 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Locust Ridge for most people.
Car Insurance Prices by Locust Ridge Neighborhood
Insurance Prices
Where is insurance cheapest within Locust Ridge?
The map shows insurance prices in and around Locust Ridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $2 per year within the city boundaries, with insurance premiums ranging from a high of $1,102 to a low of $1,100. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Locust Ridge.Pick the Best Car Insurance Company for You in Locust Ridge
The best car insurance provider for most drivers in Locust Ridge
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $291 over the average Locust Ridge car insurance company.
The best car insurance provider for Locust Ridge drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $494 over the competition.
The best car insurance company for Locust Ridge drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $418 better than other car insurance companies.
The best auto insurance for Locust Ridge drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $447 less each year.
The least expensive car insurance company for new and young drivers in Locust Ridge
In Locust Ridge, Geico costs young drivers $1,068 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Locust Ridge
State Farm gave the largest car insurance discounts to married couples, averaging $304 saved each year compared to an average Locust Ridge couple's premiums.
The cheapest car insurance in Locust Ridge for drivers with bad credit
The best Locust Ridge car insurance company for customer service
Nationwide was the best company for customer service in Locust Ridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Locust Ridge
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Locust Ridge driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Locust Ridge, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Locust Ridge
What Influences the Cost of Car Insurance in Locust Ridge?
On average, car insurance in Locust Ridge is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Locust Ridge are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Locust Ridge is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Locust Ridge is $62 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Williamsburg: Insurance costs 1.45% more
- New Harmony: Insurance costs 1.82% more
- Marathon: Insurance costs 2.36% more
- Bantam: Insurance costs 1.18% less
- Owensville: Insurance costs 0.09% less
- Mount Orab: Insurance costs 2.36% more
- Newtonsville: Insurance costs 2.00% more
- Bethel: Insurance costs 2.09% more
- Five Mile: Insurance costs 2.00% more
- Hulington: Insurance costs 5.27% more
Cities with Similar Populations
- Enterprise: Insurance costs 179.47% more
- Eddy: Insurance costs 90.10% more
- Eden: Insurance costs 55.04% more
- Eden: Insurance costs 41.78% more
- Edgefield: Insurance costs 1.00% more
- Edinburg: Insurance costs 93.01% more
- Edmonds: Insurance costs 0.64% less
- Elk Creek: Insurance costs 67.30% more
- Elliston: Insurance costs 42.05% more
- Elm View: Insurance costs 75.20% more