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Get Cheap Car Insurance in Lodge Grass, MT
We monitor insurance prices, helping the average driver in Lodge Grass save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Lodge Grass
The chart below shows the cheapest car insurance company in Lodge Grass for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Lodge Grass Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Travelers | $50 |
| Progressive | $52 |
| Midvale Home & Auto | $56 |
Savings for Every Kind of Lodge Grass Driver
Based on our extensive insurance data, we know the average Lodge Grass driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $427 per year by choosing the right vehicle insurance company. Some Lodge Grass residents are paying out over $1,706 extra every year for auto insurance in Lodge Grass. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lodge Grass, MT Savings / Yr. |
|---|---|
$427 |
|
$760 |
|
$608 |
|
$890 |
|
$1,938 |
|
$0 |
|
$750 |
Lodge Grass Car Insurance vs. Montana
People living in Lodge Grass pay an average of 5.31% more than the typical driver in the state. The average driver in Lodge Grass can expect to pay about $812 per year, or $1,706 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Lodge Grass for most people.
Car Insurance Prices by Lodge Grass Neighborhood
Insurance Prices
Where is insurance cheapest within Lodge Grass?
The map shows insurance prices in and around Lodge Grass, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1 per year within the city boundaries, with insurance premiums ranging from a high of $1,707 to a low of $1,706. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Lodge Grass.Pick the Best Car Insurance Company for You in Lodge Grass
The best car insurance provider for most drivers in Lodge Grass
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $427 over the average Lodge Grass car insurance company.
The best car insurance provider for Lodge Grass drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $760 over the competition.
The best car insurance company for Lodge Grass drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $608 better than other car insurance companies.
The best auto insurance for Lodge Grass drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $890 less each year.
The least expensive car insurance company for new and young drivers in Lodge Grass
In Lodge Grass, State Farm costs young drivers $1,938 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lodge Grass
The cheapest car insurance in Lodge Grass for drivers with bad credit
The best Lodge Grass car insurance company for customer service
Nationwide was the best company for customer service in Lodge Grass according to the NAIC.
Recent price drops
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The cheapest large national provider in Lodge Grass
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Lodge Grass driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lodge Grass, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Lodge Grass
What Influences the Cost of Car Insurance in Lodge Grass?
On average, car insurance in Lodge Grass is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lodge Grass is 29 minutes, which is a little more than average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Lodge Grass is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lodge Grass is $68 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wyola: Insurance costs 0.06% more
- Garryowen: Insurance costs 2.29% less
- Kirby: Insurance costs 0.29% less
- St. Xavier: Insurance costs 3.34% less
- Crow Agency: Insurance costs 2.93% less
- Yellowtail: Insurance costs 3.17% less
- Parkman: Insurance costs 9.79% less
- Busby: Insurance costs 0.64% less
- Ranchester: Insurance costs 10.08% less
- Dayton: Insurance costs 9.67% less
Cities with Similar Populations
- Arlington: Insurance costs 3.05% less
- Ashton: Insurance costs 17.29% less
- Athena: Insurance costs 17.82% less
- Woodberry Forest: Insurance costs 29.66% less
- Audubon Park: Insurance costs 27.37% more
- Bartelso: Insurance costs 16.35% less
- Penn Laird: Insurance costs 34.11% less
- New Augusta: Insurance costs 3.34% less
- New Hartford: Insurance costs 28.90% less
- Oakwood: Insurance costs 6.33% less