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Get Cheap Car Insurance in Loma Mar, CA
We monitor insurance prices, helping the average driver in Loma Mar save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Loma Mar
The chart below shows the cheapest car insurance company in Loma Mar for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Loma Mar Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $56 |
| Progressive | $59 |
| Travelers | $61 |
Savings for Every Kind of Loma Mar Driver
Based on our extensive insurance data, we know the average Loma Mar driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $627 per year by choosing the right vehicle insurance company. Some Loma Mar residents are paying out over $1,960 extra every year for auto insurance in Loma Mar. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Loma Mar, CA Savings / Yr. |
|---|---|
$627 |
|
$1,148 |
|
$908 |
|
$1,595 |
|
$819 |
|
$355 |
|
$0 |
Loma Mar Car Insurance vs. California
People living in Loma Mar pay an average of 2.40% less than the typical driver in the state. The average driver in Loma Mar can expect to pay about $917 per year, or $1,960 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Loma Mar for most people.
Car Insurance Prices by Loma Mar Neighborhood
Insurance Prices
Where is insurance cheapest within Loma Mar?
The map shows insurance prices in and around Loma Mar, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,960 to a low of $1,960. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Loma Mar.Pick the Best Car Insurance Company for You in Loma Mar
The best car insurance provider for most drivers in Loma Mar
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $627 over the average Loma Mar car insurance company.
The best car insurance provider for Loma Mar drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,148 over the competition.
The best car insurance company for Loma Mar drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $908 better than other car insurance companies.
The best auto insurance for Loma Mar drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,595 less each year.
The least expensive car insurance company for new and young drivers in Loma Mar
In Loma Mar, State Farm costs young drivers $819 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Loma Mar
Progressive gave the largest car insurance discounts to married couples, averaging $355 saved each year compared to an average Loma Mar couple's premiums.
The cheapest car insurance in Loma Mar for drivers with bad credit
The best Loma Mar car insurance company for customer service
Recent price drops
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The cheapest large national provider in Loma Mar
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Loma Mar driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Loma Mar, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Loma Mar
What Influences the Cost of Car Insurance in Loma Mar?
On average, car insurance in Loma Mar is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Loma Mar are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Loma Mar has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Loma Mar is $76 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Redwood Terrace: Insurance costs 0.10% more
- Pescadero: Insurance costs 2.81% less
- San Gregorio: Insurance costs 0.87% less
- La Honda: Insurance costs 0.10% more
- Sky Londa: Insurance costs 1.43% more
- Portola Valley: Insurance costs the same
- San Lorenzo Park: Insurance costs 1.68% more
- Forest Springs: Insurance costs 3.78% less
- Los Altos Hills: Insurance costs 1.38% more
- Boulder Creek: Insurance costs 0.05% more
Cities with Similar Populations
- Carlton: Insurance costs 29.39% less
- Chester: Insurance costs 30.31% less
- Chester: Insurance costs 42.70% less
- Cherry Valley: Insurance costs 43.47% less
- Cheek: Insurance costs 13.52% less
- Chalkhill: Insurance costs 29.69% less
- Centerton: Insurance costs 45.20% less
- Cedar Valley: Insurance costs 26.63% less
- Cawker City: Insurance costs 21.12% less
- Cavour: Insurance costs 21.48% less