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Get Cheap Car Insurance in San Gregorio, CA
We monitor insurance prices, helping the average driver in San Gregorio save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in San Gregorio
The chart below shows the cheapest car insurance company in San Gregorio for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| San Gregorio Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $55 |
| Progressive | $59 |
| Travelers | $61 |
Savings for Every Kind of San Gregorio Driver
Based on our extensive insurance data, we know the average San Gregorio driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $621 per year by choosing the right vehicle insurance company. Some San Gregorio residents are paying out over $1,943 extra every year for auto insurance in San Gregorio. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
San Gregorio, CA Savings / Yr. |
|---|---|
$621 |
|
$1,138 |
|
$900 |
|
$1,581 |
|
$812 |
|
$352 |
|
$0 |
San Gregorio Car Insurance vs. California
People living in San Gregorio pay an average of 3.21% less than the typical driver in the state. The average driver in San Gregorio can expect to pay about $910 per year, or $1,943 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in San Gregorio for most people.
Car Insurance Prices by San Gregorio Neighborhood
Insurance Prices
Where is insurance cheapest within San Gregorio?
The map shows insurance prices in and around San Gregorio, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $74 per year within the city boundaries, with insurance premiums ranging from a high of $1,947 to a low of $1,873. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of San Gregorio.Pick the Best Car Insurance Company for You in San Gregorio
The best car insurance provider for most drivers in San Gregorio
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $621 over the average San Gregorio car insurance company.
The best car insurance provider for San Gregorio drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,138 over the competition.
The best car insurance company for San Gregorio drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $900 better than other car insurance companies.
The best auto insurance for San Gregorio drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,581 less each year.
The least expensive car insurance company for new and young drivers in San Gregorio
In San Gregorio, State Farm costs young drivers $812 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in San Gregorio
Progressive gave the largest car insurance discounts to married couples, averaging $352 saved each year compared to an average San Gregorio couple's premiums.
The cheapest car insurance in San Gregorio for drivers with bad credit
The best San Gregorio car insurance company for customer service
Nationwide was the best company for customer service in San Gregorio according to the NAIC.
Recent price drops
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The cheapest large national provider in San Gregorio
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average San Gregorio driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In San Gregorio, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around San Gregorio
What Influences the Cost of Car Insurance in San Gregorio?
On average, car insurance in San Gregorio is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in San Gregorio is 36 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in San Gregorio are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- San Gregorio is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in San Gregorio is $76 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Redwood Terrace: Insurance costs 0.98% more
- Loma Mar: Insurance costs 0.87% more
- Sky Londa: Insurance costs 2.32% more
- La Honda: Insurance costs 0.98% more
- Pescadero: Insurance costs 1.96% less
- Portola Valley: Insurance costs 0.87% more
- Woodside: Insurance costs 1.70% more
- Half Moon Bay: Insurance costs 2.16% more
- Miramar: Insurance costs 0.31% less
- Atherton: Insurance costs 4.58% more
Cities with Similar Populations
- Greilickville: Insurance costs 35.25% more
- Hargetts Crossroads: Insurance costs 36.44% less
- Hardenville: Insurance costs 6.38% less
- Hanging Rock: Insurance costs 42.72% less
- Hamlin: Insurance costs 10.14% more
- Hamlin: Insurance costs 36.70% less
- Hamilton: Insurance costs 36.59% less
- Halsell: Insurance costs 17.19% less
- Halma: Insurance costs 16.88% less
- Halls Summit: Insurance costs 20.84% less