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Get Cheap Car Insurance in Lone Star, AZ
We monitor insurance prices, helping the average driver in Lone Star save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Lone Star
The chart below shows the cheapest car insurance company in Lone Star for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Lone Star Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| State Farm | $56 |
| Mile Auto | $70 |
| MetLife | $70 |
Savings for Every Kind of Lone Star Driver
Based on our extensive insurance data, we know the average Lone Star driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $628 per year by choosing the right vehicle insurance company. Some Lone Star residents are paying out over $1,625 extra every year for auto insurance in Lone Star. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lone Star, AZ Savings / Yr. |
|---|---|
$628 |
|
$558 |
|
$340 |
|
$571 |
|
$1,811 |
|
$320 |
|
$898 |
Lone Star Car Insurance vs. Arizona
People living in Lone Star pay an average of 10.41% less than the typical driver in the state. The average driver in Lone Star can expect to pay about $856 per year, or $1,625 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Lone Star for most people.
Car Insurance Prices by Lone Star Neighborhood
Insurance Prices
Where is insurance cheapest within Lone Star?
The map shows insurance prices in and around Lone Star, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $11 per year within the city boundaries, with insurance premiums ranging from a high of $1,632 to a low of $1,621. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Lone Star.Pick the Best Car Insurance Company for You in Lone Star
The best car insurance provider for most drivers in Lone Star
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $628 over the average Lone Star car insurance company.
The best car insurance provider for Lone Star drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $558 over the competition.
The best car insurance company for Lone Star drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $340 better than other car insurance companies.
The best auto insurance for Lone Star drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $571 less each year.
The least expensive car insurance company for new and young drivers in Lone Star
In Lone Star, Geico costs young drivers $1,811 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lone Star
State Farm gave the largest car insurance discounts to married couples, averaging $320 saved each year compared to an average Lone Star couple's premiums.
The cheapest car insurance in Lone Star for drivers with bad credit
The best Lone Star car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lone Star
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lone Star driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lone Star, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Lone Star
What Influences the Cost of Car Insurance in Lone Star?
On average, car insurance in Lone Star is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lone Star is 34 minutes, which is about the national average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lone Star are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lone Star is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lone Star is $71 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hollywood: Insurance costs 0.25% less
- Safford: Insurance costs 0.74% more
- Solomon: Insurance costs 0.43% more
- Cactus Flat: Insurance costs 0.43% more
- San Jose: Insurance costs 0.49% less
- Thatcher: Insurance costs 0.06% more
- Swift Trail Junction: Insurance costs 0.18% more
- Buena Vista: Insurance costs 0.92% less
- Central: Insurance costs 0.55% more
- Pima: Insurance costs 0.62% less
Cities with Similar Populations
- Knowles: Insurance costs 5.11% more
- K. I. Sawyer Air Force Base: Insurance costs 63.88% more
- Kamalo: Insurance costs 15.51% less
- Kanawha: Insurance costs 11.57% more
- Kayford: Insurance costs 5.35% less
- Keene: Insurance costs 12.86% less
- Kennebec: Insurance costs 40.86% less
- Kilgore: Insurance costs 9.29% less
- Kim: Insurance costs 14.52% more
- Kingman: Insurance costs 43.63% less