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Get Cheap Car Insurance in Lonoke, AR
We monitor insurance prices, helping the average driver in Lonoke save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Lonoke
The chart below shows the cheapest car insurance company in Lonoke for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Lonoke Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $55 |
| Farm Bureau | $57 |
| Geico | $58 |
| Jupiter | $60 |
Savings for Every Kind of Lonoke Driver
Based on our extensive insurance data, we know the average Lonoke driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $335 per year by choosing the right vehicle insurance company. Some Lonoke residents are paying out over $1,695 extra every year for auto insurance in Lonoke. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lonoke, AR Savings / Yr. |
|---|---|
$335 |
|
$594 |
|
$478 |
|
$736 |
|
$1,902 |
|
$337 |
|
$472 |
Lonoke Car Insurance vs. Arkansas
People living in Lonoke pay an average of 0.69% more than the typical driver in the state. The average driver in Lonoke can expect to pay about $917 per year, or $1,695 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Lonoke for most people.
Car Insurance Prices by Lonoke Neighborhood
Insurance Prices
Where is insurance cheapest within Lonoke?
The map shows insurance prices in and around Lonoke, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $80 per year within the city boundaries, with insurance premiums ranging from a high of $1,741 to a low of $1,661. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Lonoke.Pick the Best Car Insurance Company for You in Lonoke
The best car insurance provider for most drivers in Lonoke
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $335 over the average Lonoke car insurance company.
The best car insurance provider for Lonoke drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $594 over the competition.
The best car insurance company for Lonoke drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $478 better than other car insurance companies.
The best auto insurance for Lonoke drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $736 less each year.
The least expensive car insurance company for new and young drivers in Lonoke
In Lonoke, Farm Bureau costs young drivers $1,902 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lonoke
Farm Bureau gave the largest car insurance discounts to married couples, averaging $337 saved each year compared to an average Lonoke couple's premiums.
The cheapest car insurance in Lonoke for drivers with bad credit
The best Lonoke car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lonoke
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Lonoke driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lonoke, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Lonoke
What Influences the Cost of Car Insurance in Lonoke?
On average, car insurance in Lonoke is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lonoke is 33 minutes, which is about the national average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lonoke are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Lonoke has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lonoke is $76 per month for minimum coverage and $141 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Parnell: Insurance costs 0.24% less
- Kerr: Insurance costs 0.88% more
- Wattensaw: Insurance costs 1.06% less
- Pettus: Insurance costs 0.29% more
- Toneyville: Insurance costs 0.06% less
- Carlisle: Insurance costs 0.88% less
- Jacksonville: Insurance costs 3.60% more
- Cabot: Insurance costs 0.71% less
- Austin: Insurance costs 0.35% less
- Little Rock Air Force Base: Insurance costs 0.53% more
Cities with Similar Populations
- Gateway: Insurance costs 47.43% more
- Stayton: Insurance costs 15.40% less
- Spring Hill: Insurance costs 9.20% less
- Greenville: Insurance costs 36.64% less
- Gloucester Point: Insurance costs 32.15% less
- Gloucester City: Insurance costs 8.20% more
- Gladwin: Insurance costs 65.96% more
- Gifford: Insurance costs 51.03% more
- Getzville: Insurance costs 39.35% more
- Georgetown: Insurance costs 30.44% less