Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Looneyville, TX
We monitor insurance prices, helping the average driver in Looneyville save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Looneyville
The chart below shows the cheapest car insurance company in Looneyville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Looneyville Insurer | Monthly Cost |
|---|---|
| Clearcover | $42 |
| Mile Auto | $55 |
| Progressive | $57 |
| State Farm | $61 |
Savings for Every Kind of Looneyville Driver
Based on our extensive insurance data, we know the average Looneyville driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $335 per year by choosing the right vehicle insurance company. Some Looneyville residents are paying out over $1,630 extra every year for auto insurance in Looneyville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Looneyville, TX Savings / Yr. |
|---|---|
$335 |
|
$767 |
|
$676 |
|
$775 |
|
$1,179 |
|
$445 |
|
$487 |
Looneyville Car Insurance vs. Texas
People living in Looneyville pay an average of 16.59% less than the typical driver in the state. The average driver in Looneyville can expect to pay about $971 per year, or $1,630 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Looneyville for most people.
Car Insurance Prices by Looneyville Neighborhood
Insurance Prices
Where is insurance cheapest within Looneyville?
The map shows insurance prices in and around Looneyville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $93 per year within the city boundaries, with insurance premiums ranging from a high of $1,676 to a low of $1,583. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Looneyville.Pick the Best Car Insurance Company for You in Looneyville
The best car insurance provider for most drivers in Looneyville
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $335 over the average Looneyville car insurance company.
The best car insurance provider for Looneyville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $767 over the competition.
The best car insurance company for Looneyville drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $676 better than other car insurance companies.
The best auto insurance for Looneyville drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $775 less each year.
The least expensive car insurance company for new and young drivers in Looneyville
In Looneyville, State Farm costs young drivers $1,179 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Looneyville
State Farm gave the largest car insurance discounts to married couples, averaging $445 saved each year compared to an average Looneyville couple's premiums.
The cheapest car insurance in Looneyville for drivers with bad credit
The best Looneyville car insurance company for customer service
Nationwide was the best company for customer service in Looneyville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Looneyville, which was better than other insurers.
The cheapest large national provider in Looneyville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Looneyville driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Looneyville, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Looneyville
What Influences the Cost of Car Insurance in Looneyville?
On average, car insurance in Looneyville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Looneyville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Looneyville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Looneyville is $81 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cushing: Insurance costs 1.78% less
- Lilbert: Insurance costs 0.98% more
- Nat: Insurance costs 0.49% less
- Sacul: Insurance costs 2.39% more
- Oak Flat: Insurance costs 1.47% less
- Douglass: Insurance costs 2.33% less
- Glenfawn: Insurance costs 1.90% more
- Linwood: Insurance costs 1.04% more
- Circle: Insurance costs 0.74% less
- Appleby: Insurance costs 2.27% less
Cities with Similar Populations
- White River: Insurance costs 17.18% more
- Kingsdown: Insurance costs 1.90% less
- Kinlock: Insurance costs 4.36% more
- Kinton Fork: Insurance costs 23.19% less
- Kiomatia: Insurance costs 11.17% more
- Kirkland: Insurance costs 11.35% more
- Kleinfeltersville: Insurance costs 20.98% less
- Whittaker: Insurance costs 7.42% less
- Whitman: Insurance costs 32.45% more
- Whites: Insurance costs 26.87% more