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Get Cheap Car Insurance in Los Cerritos, Long Beach, CA
We monitor insurance prices, helping the average driver in Los Cerritos save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Los Cerritos
The chart below shows the cheapest car insurance company in Los Cerritos for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Los Cerritos Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $65 |
| Progressive | $70 |
| Travelers | $72 |
Savings for Every Kind of Los Cerritos Driver
Based on our extensive insurance data, we know the average Los Cerritos driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $734 per year by choosing the right vehicle insurance company. Some Los Cerritos residents are paying out over $2,297 extra every year for auto insurance in Los Cerritos. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Los Cerritos, Long Beach, CA Savings / Yr. |
|---|---|
$734 |
|
$1,345 |
|
$1,064 |
|
$1,869 |
|
$960 |
|
$416 |
|
$0 |
Los Cerritos Car Insurance vs. Long Beach
People living in Los Cerritos pay an average of 14.40% more than the typical driver in the state. The average driver in Los Cerritos can expect to pay about $1,075 per year, or $2,297 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Los Cerritos for most people.
Car Insurance Prices by Los Cerritos Neighborhood
Insurance Prices
Where is insurance cheapest within Los Cerritos?
The map shows insurance prices in and around Los Cerritos, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $304 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,465 to a low of $2,161. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Los Cerritos.Pick the Best Car Insurance Company for You in Los Cerritos
The best car insurance provider for most drivers in Los Cerritos
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $734 over the average Los Cerritos car insurance company.
The best car insurance provider for Los Cerritos drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,345 over the competition.
The best car insurance company for Los Cerritos drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,064 better than other car insurance companies.
The best auto insurance for Los Cerritos drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,869 less each year.
The least expensive car insurance company for new and young drivers in Los Cerritos
In Los Cerritos, State Farm costs young drivers $960 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Los Cerritos
Progressive gave the largest car insurance discounts to married couples, averaging $416 saved each year compared to an average Los Cerritos couple's premiums.
The cheapest car insurance in Los Cerritos for drivers with bad credit
The best Los Cerritos car insurance company for customer service
Nationwide was the best company for customer service in Los Cerritos according to the NAIC.
Recent price drops
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The cheapest large national provider in Los Cerritos
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Los Cerritos driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Los Cerritos, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Los Cerritos
What Influences the Cost of Car Insurance in Los Cerritos?
On average, car insurance in Los Cerritos is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Los Cerritos is 38 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Los Cerritos are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Los Cerritos is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Los Cerritos is $90 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bixby Knolls: Insurance costs 0.35% more
- Californial Heights: Insurance costs 2.13% less
- Bixby Area: Insurance costs 2.22% more
- West Side: Insurance costs 1.57% more
- Wrigley: Insurance costs 6.66% more
- Poly High District: Insurance costs 6.27% more
- North Long Beach: Insurance costs 3.44% more
- Rancho Dominguez: Insurance costs 7.23% more
- North West Long Beach: Insurance costs 5.09% more
- Lakewood Village: Insurance costs 1.57% less
Neighborhoods with Similar Populations
- Town and Country North: Insurance costs 10.54% less
- Frederickson: Insurance costs 29.39% less
- Gresham-North Gresham: Insurance costs 23.12% less
- Harding: Insurance costs 13.80% less
- Harris Ranch: Insurance costs 53.37% less
- Heather Gardens: Insurance costs 8.18% less
- Highland Park: Insurance costs 35.13% less
- Highlands-Providence: Insurance costs 27.69% less
- Hillcrest: Insurance costs 24.95% less
- Hodgin: Insurance costs 29.56% less