Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Low Hampton, NY
We monitor insurance prices, helping the average driver in Low Hampton save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Low Hampton
The chart below shows the cheapest car insurance company in Low Hampton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Low Hampton Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| Plymouth Rock Assurance | $103 |
| Safeco Insurance | $111 |
| Geico | $116 |
Savings for Every Kind of Low Hampton Driver
Based on our extensive insurance data, we know the average Low Hampton driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $629 per year by choosing the right vehicle insurance company. Some Low Hampton residents are paying out over $2,110 extra every year for auto insurance in Low Hampton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Low Hampton, NY Savings / Yr. |
|---|---|
$629 |
|
$401 |
|
$801 |
|
$811 |
|
$1,986 |
|
$665 |
|
$1,059 |
Low Hampton Car Insurance vs. New York
People living in Low Hampton pay an average of 12.99% less than the typical driver in the state. The average driver in Low Hampton can expect to pay about $1,531 per year, or $2,110 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Low Hampton for most people.
Car Insurance Prices by Low Hampton Neighborhood
Insurance Prices
Where is insurance cheapest within Low Hampton?
The map shows insurance prices in and around Low Hampton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $36 per year within the city boundaries, with insurance premiums ranging from a high of $2,133 to a low of $2,097. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Low Hampton.Pick the Best Car Insurance Company for You in Low Hampton
The best car insurance provider for most drivers in Low Hampton
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $629 over the average Low Hampton car insurance company.
The best car insurance provider for Low Hampton drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $401 over the competition.
The best car insurance company for Low Hampton drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $801 better than other car insurance companies.
The best auto insurance for Low Hampton drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $811 less each year.
The least expensive car insurance company for new and young drivers in Low Hampton
In Low Hampton, Progressive costs young drivers $1,986 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Low Hampton
Progressive gave the largest car insurance discounts to married couples, averaging $665 saved each year compared to an average Low Hampton couple's premiums.
The cheapest car insurance in Low Hampton for drivers with bad credit
The best Low Hampton car insurance company for customer service
Nationwide was the best company for customer service in Low Hampton according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Low Hampton, which was better than other insurers.
The cheapest large national provider in Low Hampton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Low Hampton driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Low Hampton, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Low Hampton
What Influences the Cost of Car Insurance in Low Hampton?
On average, car insurance in Low Hampton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Low Hampton are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Low Hampton has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Low Hampton is $128 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fair Haven: Insurance costs 44.93% less
- Whitehall: Insurance costs 0.24% less
- West Haven: Insurance costs 43.60% less
- Hydeville: Insurance costs 45.50% less
- Hampton: Insurance costs 0.81% more
- West Castleton: Insurance costs 45.21% less
- Poultney: Insurance costs 44.88% less
- Clemons: Insurance costs 1.56% less
- Bomoseen: Insurance costs 44.60% less
- Castleton: Insurance costs 44.88% less
Cities with Similar Populations
- Wanderoos: Insurance costs 43.89% less
- Elizaville: Insurance costs 43.98% less
- Ellaville: Insurance costs 13.46% more
- Ellis Store: Insurance costs 39.34% less
- Ellsworth: Insurance costs 36.16% less
- Elmwood: Insurance costs 42.84% less
- Fort Jefferson: Insurance costs 50.28% less
- Foster Pond: Insurance costs 31.56% less
- Turner: Insurance costs 21.61% less
- Wahak Hotrontk: Insurance costs 22.42% less