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Get Cheap Car Insurance in Loxahatchee Groves, FL
We monitor insurance prices, helping the average driver in Loxahatchee Groves save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Loxahatchee Groves
The chart below shows the cheapest car insurance company in Loxahatchee Groves for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Loxahatchee Groves Insurer | Monthly Cost |
|---|---|
| Geico | $135 |
| State Farm | $143 |
| Gainsco | $187 |
| Bristol West | $187 |
Savings for Every Kind of Loxahatchee Groves Driver
Based on our extensive insurance data, we know the average Loxahatchee Groves driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $827 per year by choosing the right vehicle insurance company. Some Loxahatchee Groves residents are paying out over $2,827 extra every year for auto insurance in Loxahatchee Groves. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Loxahatchee Groves, FL Savings / Yr. |
|---|---|
$827 |
|
$1,214 |
|
$934 |
|
$924 |
|
$2,937 |
|
$802 |
|
$1,169 |
Loxahatchee Groves Car Insurance vs. Florida
People living in Loxahatchee Groves pay an average of 6.99% more than the typical driver in the state. The average driver in Loxahatchee Groves can expect to pay about $2,581 per year, or $2,827 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Loxahatchee Groves for most people.
Car Insurance Prices by Loxahatchee Groves Neighborhood
Insurance Prices
Where is insurance cheapest within Loxahatchee Groves?
The map shows insurance prices in and around Loxahatchee Groves, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $298 per year within the city boundaries, with insurance premiums ranging from a high of $3,105 to a low of $2,807. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Loxahatchee Groves.Pick the Best Car Insurance Company for You in Loxahatchee Groves
The best car insurance provider for most drivers in Loxahatchee Groves
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $827 over the average Loxahatchee Groves car insurance company.
The best car insurance provider for Loxahatchee Groves drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,214 over the competition.
The best car insurance company for Loxahatchee Groves drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $934 better than other car insurance companies.
The best auto insurance for Loxahatchee Groves drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $924 less each year.
The least expensive car insurance company for new and young drivers in Loxahatchee Groves
In Loxahatchee Groves, Geico costs young drivers $2,937 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Loxahatchee Groves
Geico gave the largest car insurance discounts to married couples, averaging $802 saved each year compared to an average Loxahatchee Groves couple's premiums.
The cheapest car insurance in Loxahatchee Groves for drivers with bad credit
The best Loxahatchee Groves car insurance company for customer service
Allstate was the best company for customer service in Loxahatchee Groves according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Loxahatchee Groves, which was better than other insurers.
The cheapest large national provider in Loxahatchee Groves
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Loxahatchee Groves driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Loxahatchee Groves, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Loxahatchee Groves
What Influences the Cost of Car Insurance in Loxahatchee Groves?
On average, car insurance in Loxahatchee Groves is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Loxahatchee Groves is 37 minutes, which is a little more than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Loxahatchee Groves are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Loxahatchee Groves is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Loxahatchee Groves is $215 per month for minimum coverage and $236 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Royal Palm Beach: Insurance costs 9.41% more
- The Acreage: Insurance costs 2.58% more
- Loxahatchee: Insurance costs 0.46% less
- Wellington: Insurance costs 5.73% more
- Haverhill: Insurance costs 17.83% more
- West Palm Beach: Insurance costs 12.45% more
- Greenacres: Insurance costs 15.28% more
- Westgate: Insurance costs 21.22% more
- Acacia Villas: Insurance costs 24.12% more
- Palm Springs: Insurance costs 18.43% more
Cities with Similar Populations
- Marysville: Insurance costs 46.52% less
- Mariemont: Insurance costs 59.36% less
- Masontown: Insurance costs 51.29% less
- Anderson: Insurance costs 37.78% less
- Appling: Insurance costs 39.41% less
- Clarksville: Insurance costs 56.99% less
- Indian Head Park: Insurance costs 44.07% less
- Burnham: Insurance costs 28.30% less
- Amity: Insurance costs 45.31% less
- Brookhaven: Insurance costs 7.18% less