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Get Cheap Car Insurance in West Palm Beach, FL
We monitor insurance prices, helping the average driver in West Palm Beach save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in West Palm Beach
The chart below shows the cheapest car insurance company in West Palm Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| West Palm Beach Insurer | Monthly Cost |
|---|---|
| Geico | $152 |
| State Farm | $161 |
| Gainsco | $210 |
| Bristol West | $210 |
Savings for Every Kind of West Palm Beach Driver
Based on our extensive insurance data, we know the average West Palm Beach driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $930 per year by choosing the right vehicle insurance company. Some West Palm Beach residents are paying out over $3,179 extra every year for auto insurance in West Palm Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Palm Beach, FL Savings / Yr. |
|---|---|
$930 |
|
$1,366 |
|
$1,050 |
|
$1,040 |
|
$3,303 |
|
$902 |
|
$1,315 |
West Palm Beach Car Insurance vs. Florida
People living in West Palm Beach pay an average of 20.31% more than the typical driver in the state. The average driver in West Palm Beach can expect to pay about $2,902 per year, or $3,179 for full coverage.
Based on our analysis, Geico will be the cheapest provider in West Palm Beach for most people.
Car Insurance Prices by West Palm Beach Neighborhood
Insurance Prices
Where is insurance cheapest within West Palm Beach?
The map shows insurance prices in and around West Palm Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $971 per year within the city boundaries, with insurance premiums ranging from a high of $3,595 to a low of $2,624. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of West Palm Beach.Pick the Best Car Insurance Company for You in West Palm Beach
The best car insurance provider for most drivers in West Palm Beach
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $930 over the average West Palm Beach car insurance company.
The best car insurance provider for West Palm Beach drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,366 over the competition.
The best car insurance company for West Palm Beach drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,050 better than other car insurance companies.
The best auto insurance for West Palm Beach drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,040 less each year.
The least expensive car insurance company for new and young drivers in West Palm Beach
In West Palm Beach, Geico costs young drivers $3,303 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Palm Beach
Geico gave the largest car insurance discounts to married couples, averaging $902 saved each year compared to an average West Palm Beach couple's premiums.
The cheapest car insurance in West Palm Beach for drivers with bad credit
The best West Palm Beach car insurance company for customer service
Allstate was the best company for customer service in West Palm Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in West Palm Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average West Palm Beach driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Palm Beach, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around West Palm Beach
What Influences the Cost of Car Insurance in West Palm Beach?
On average, car insurance in West Palm Beach is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West Palm Beach are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- West Palm Beach is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in West Palm Beach is $242 per month for minimum coverage and $265 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Westgate: Insurance costs 7.80% more
- Haverhill: Insurance costs 4.78% more
- Glen Ridge: Insurance costs 7.08% more
- Cloud Lake: Insurance costs 7.08% more
- Mangonia Park: Insurance costs 11.48% more
- Palm Beach: Insurance costs 2.39% less
- Acacia Villas: Insurance costs 10.38% more
- Palm Springs: Insurance costs 5.32% more
- Lake Clarke Shores: Insurance costs 1.48% less
- Riviera Beach: Insurance costs 0.31% less
Cities with Similar Populations
- Union Dale: Insurance costs 56.02% less
- Turtle River: Insurance costs 49.95% less
- Tuscaloosa: Insurance costs 49.67% less
- Twelve Corners: Insurance costs 66.50% less
- Tunnel Hill: Insurance costs 65.46% less
- Two Buttes: Insurance costs 39.10% less
- Two Rivers: Insurance costs 54.86% less
- Tulelake: Insurance costs 42.28% less
- Tulare: Insurance costs 36.49% less
- Tucson: Insurance costs 44.20% less