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Get Cheap Car Insurance in Tucson, AZ
We monitor insurance prices, helping the average driver in the Tucson area save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Tucson
The chart below shows the cheapest car insurance company in Tucson for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Tucson Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| State Farm | $61 |
| Mile Auto | $77 |
| MetLife | $77 |
Savings for Every Kind of Tucson Driver
Based on our extensive insurance data, we know the average Tucson driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $685 per year by choosing the right vehicle insurance company. Some Tucson residents are paying out over $1,774 extra every year for auto insurance in Tucson. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Tucson, AZ Savings / Yr. |
|---|---|
$685 |
|
$609 |
|
$371 |
|
$623 |
|
$1,976 |
|
$349 |
|
$980 |
Tucson Car Insurance vs. Arizona
People living in Tucson pay an average of 2.23% less than the typical driver in the state. The average driver in Tucson can expect to pay about $935 per year, or $1,774 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Tucson for most people.
Car Insurance Prices by Tucson Neighborhood
Insurance Prices
Where is insurance cheapest within Tucson?
The map shows insurance prices in and around Tucson, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $535 per year within the city boundaries, with insurance premiums ranging from a high of $2,064 to a low of $1,529. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Tucson.Pick the Best Car Insurance Company for You in Tucson
The best car insurance provider for most drivers in Tucson
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $685 over the average Tucson car insurance company.
The best car insurance provider for Tucson drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $609 over the competition.
The best car insurance company for Tucson drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $371 better than other car insurance companies.
The best auto insurance for Tucson drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $623 less each year.
The least expensive car insurance company for new and young drivers in Tucson
In Tucson, Geico costs young drivers $1,976 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Tucson
State Farm gave the largest car insurance discounts to married couples, averaging $349 saved each year compared to an average Tucson couple's premiums.
The cheapest car insurance in Tucson for drivers with bad credit
The best Tucson car insurance company for customer service
Recent price drops
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The cheapest large national provider in Tucson
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Tucson driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tucson, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Tucson
What Influences the Cost of Car Insurance in Tucson?
On average, car insurance in Tucson is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in the Tucson area is 30 minutes, which is about the national average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in the Tucson area are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Tucson is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Tucson is $78 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Tucson: Insurance costs 9.64% more
- Catalina Foothills: Insurance costs 1.30% less
- Flowing Wells: Insurance costs 0.06% less
- Summit: Insurance costs 2.03% more
- Drexel Heights: Insurance costs 7.72% more
- Tanque Verde: Insurance costs 1.63% less
- Casas Adobes: Insurance costs 1.01% less
- Tucson Estates: Insurance costs 1.01% more
- Valencia West: Insurance costs 2.31% more
- Picture Rocks: Insurance costs 1.92% less
Cities with Similar Populations
- Wooster: Insurance costs 57.84% more
- Woodward: Insurance costs 27.34% less
- Wilmington: Insurance costs 30.33% less
- Wilmington: Insurance costs 15.16% more
- Woodway: Insurance costs 30.83% less
- Wilmot: Insurance costs 38.33% less
- Wilmot: Insurance costs 13.87% less
- Wolfeboro Falls: Insurance costs 32.24% less
- Woonsocket: Insurance costs 11.10% less
- Youngstown: Insurance costs 21.82% less