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Get Cheap Car Insurance in Picture Rocks, AZ
We monitor insurance prices, helping the average driver in Picture Rocks save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Picture Rocks
The chart below shows the cheapest car insurance company in Picture Rocks for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Picture Rocks Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| State Farm | $60 |
| Mile Auto | $75 |
| MetLife | $75 |
Savings for Every Kind of Picture Rocks Driver
Based on our extensive insurance data, we know the average Picture Rocks driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $672 per year by choosing the right vehicle insurance company. Some Picture Rocks residents are paying out over $1,740 extra every year for auto insurance in Picture Rocks. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Picture Rocks, AZ Savings / Yr. |
|---|---|
$672 |
|
$598 |
|
$364 |
|
$611 |
|
$1,939 |
|
$342 |
|
$961 |
Picture Rocks Car Insurance vs. Arizona
People living in Picture Rocks pay an average of 4.08% less than the typical driver in the state. The average driver in Picture Rocks can expect to pay about $917 per year, or $1,740 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Picture Rocks for most people.
Car Insurance Prices by Picture Rocks Neighborhood
Insurance Prices
Where is insurance cheapest within Picture Rocks?
The map shows insurance prices in and around Picture Rocks, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $95 per year within the city boundaries, with insurance premiums ranging from a high of $1,767 to a low of $1,672. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Picture Rocks.Pick the Best Car Insurance Company for You in Picture Rocks
The best car insurance provider for most drivers in Picture Rocks
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $672 over the average Picture Rocks car insurance company.
The best car insurance provider for Picture Rocks drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $598 over the competition.
The best car insurance company for Picture Rocks drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $364 better than other car insurance companies.
The best auto insurance for Picture Rocks drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $611 less each year.
The least expensive car insurance company for new and young drivers in Picture Rocks
In Picture Rocks, Geico costs young drivers $1,939 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Picture Rocks
State Farm gave the largest car insurance discounts to married couples, averaging $342 saved each year compared to an average Picture Rocks couple's premiums.
The cheapest car insurance in Picture Rocks for drivers with bad credit
The best Picture Rocks car insurance company for customer service
Nationwide was the best company for customer service in Picture Rocks according to the NAIC.
Recent price drops
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The cheapest large national provider in Picture Rocks
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Picture Rocks driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Picture Rocks, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Picture Rocks
What Influences the Cost of Car Insurance in Picture Rocks?
On average, car insurance in Picture Rocks is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Picture Rocks are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Picture Rocks is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Picture Rocks is $76 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Marana: Insurance costs 1.03% less
- Avra Valley: Insurance costs 1.03% less
- Casas Adobes: Insurance costs 0.92% more
- Flowing Wells: Insurance costs 1.90% more
- Oro Valley: Insurance costs 1.49% less
- Tucson: Insurance costs 1.95% more
- Catalina Foothills: Insurance costs 0.63% more
- Catalina: Insurance costs 1.90% less
- Tanque Verde: Insurance costs 0.29% more
- Mount Lemmon: Insurance costs 3.10% less
Cities with Similar Populations
- Syracuse: Insurance costs 33.79% less
- Fredericktown: Insurance costs 4.48% more
- Fredericktown: Insurance costs 35.86% less
- Freedom: Insurance costs 20.63% more
- Freeport: Insurance costs 46.21% less
- Gages Lake: Insurance costs 12.30% less
- Sturtevant: Insurance costs 36.55% less
- Stuttgart: Insurance costs 2.64% less
- Summit: Insurance costs 1.49% less
- Franklin: Insurance costs 21.32% less