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Get Cheap Car Insurance in Fredericktown, OH
We monitor insurance prices, helping the average driver in Fredericktown save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Fredericktown
The chart below shows the cheapest car insurance company in Fredericktown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Fredericktown Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Safeco Insurance | $48 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of Fredericktown Driver
Based on our extensive insurance data, we know the average Fredericktown driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $295 per year by choosing the right vehicle insurance company. Some Fredericktown residents are paying out over $1,116 extra every year for auto insurance in Fredericktown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fredericktown, OH Savings / Yr. |
|---|---|
$295 |
|
$501 |
|
$424 |
|
$453 |
|
$1,083 |
|
$308 |
|
$432 |
Fredericktown Car Insurance vs. Ohio
People living in Fredericktown pay an average of 0.75% less than the typical driver in the state. The average driver in Fredericktown can expect to pay about $753 per year, or $1,116 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Fredericktown for most people.
Car Insurance Prices by Fredericktown Neighborhood
Insurance Prices
Where is insurance cheapest within Fredericktown?
The map shows insurance prices in and around Fredericktown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $89 per year within the city boundaries, with insurance premiums ranging from a high of $1,159 to a low of $1,070. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Fredericktown.Pick the Best Car Insurance Company for You in Fredericktown
The best car insurance provider for most drivers in Fredericktown
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $295 over the average Fredericktown car insurance company.
The best car insurance provider for Fredericktown drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $501 over the competition.
The best car insurance company for Fredericktown drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $424 better than other car insurance companies.
The best auto insurance for Fredericktown drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $453 less each year.
The least expensive car insurance company for new and young drivers in Fredericktown
In Fredericktown, Geico costs young drivers $1,083 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fredericktown
State Farm gave the largest car insurance discounts to married couples, averaging $308 saved each year compared to an average Fredericktown couple's premiums.
The cheapest car insurance in Fredericktown for drivers with bad credit
The best Fredericktown car insurance company for customer service
Nationwide was the best company for customer service in Fredericktown according to the NAIC.
Recent price drops
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The cheapest large national provider in Fredericktown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fredericktown driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fredericktown, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Fredericktown
What Influences the Cost of Car Insurance in Fredericktown?
On average, car insurance in Fredericktown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fredericktown are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Fredericktown is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fredericktown is $63 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lucerne: Insurance costs 2.06% more
- Green Valley: Insurance costs 0.72% less
- North Woodbury: Insurance costs 1.52% less
- Chesterville: Insurance costs 3.05% more
- Pulaskiville: Insurance costs 0.63% less
- Bellville: Insurance costs 1.52% less
- Mount Vernon: Insurance costs 1.97% less
- North Liberty: Insurance costs 2.15% less
- Bangs: Insurance costs 1.43% less
- Butler: Insurance costs 1.43% less
Cities with Similar Populations
- Sandersville: Insurance costs 57.80% more
- Lambertville: Insurance costs 56.27% more
- Landrum: Insurance costs 41.76% more
- Laurel: Insurance costs 119.71% more
- Lawrence: Insurance costs 159.05% more
- Lawton: Insurance costs 138.71% more
- Ledyard: Insurance costs 70.25% more
- Salem: Insurance costs 37.46% more
- Salem: Insurance costs 63.17% more
- Salisbury: Insurance costs 42.38% more