Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Woodbury, OH
We monitor insurance prices, helping the average driver in North Woodbury save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in North Woodbury
The chart below shows the cheapest car insurance company in North Woodbury for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| North Woodbury Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $47 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of North Woodbury Driver
Based on our extensive insurance data, we know the average North Woodbury driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $290 per year by choosing the right vehicle insurance company. Some North Woodbury residents are paying out over $1,099 extra every year for auto insurance in North Woodbury. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Woodbury, OH Savings / Yr. |
|---|---|
$290 |
|
$494 |
|
$417 |
|
$446 |
|
$1,066 |
|
$303 |
|
$425 |
North Woodbury Car Insurance vs. Ohio
People living in North Woodbury pay an average of 2.25% less than the typical driver in the state. The average driver in North Woodbury can expect to pay about $742 per year, or $1,099 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in North Woodbury for most people.
Car Insurance Prices by North Woodbury Neighborhood
Insurance Prices
Where is insurance cheapest within North Woodbury?
The map shows insurance prices in and around North Woodbury, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $75 per year within the city boundaries, with insurance premiums ranging from a high of $1,138 to a low of $1,063. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of North Woodbury.Pick the Best Car Insurance Company for You in North Woodbury
The best car insurance provider for most drivers in North Woodbury
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $290 over the average North Woodbury car insurance company.
The best car insurance provider for North Woodbury drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $494 over the competition.
The best car insurance company for North Woodbury drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $417 better than other car insurance companies.
The best auto insurance for North Woodbury drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $446 less each year.
The least expensive car insurance company for new and young drivers in North Woodbury
In North Woodbury, Geico costs young drivers $1,066 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Woodbury
State Farm gave the largest car insurance discounts to married couples, averaging $303 saved each year compared to an average North Woodbury couple's premiums.
The cheapest car insurance in North Woodbury for drivers with bad credit
The best North Woodbury car insurance company for customer service
Nationwide was the best company for customer service in North Woodbury according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Woodbury, which was better than other insurers.
The cheapest large national provider in North Woodbury
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Woodbury driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Woodbury, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Woodbury
What Influences the Cost of Car Insurance in North Woodbury?
On average, car insurance in North Woodbury is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Woodbury is 30 minutes, which is about the national average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Woodbury are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- North Woodbury is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Woodbury is $62 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bellville: Insurance costs the same
- Lexington: Insurance costs 0.45% less
- Shauck: Insurance costs 0.45% less
- Fredericktown: Insurance costs 1.55% more
- Butler: Insurance costs 0.09% more
- Little Washington: Insurance costs 1.18% more
- North Liberty: Insurance costs 0.64% less
- Steam Corners: Insurance costs 3.09% less
- Pulaskiville: Insurance costs 0.91% more
- Lucas: Insurance costs 0.27% less
Cities with Similar Populations
- Rockdale: Insurance costs 1.09% less
- Murray Town: Insurance costs 17.93% more
- Nadine: Insurance costs 28.48% more
- Napoleon: Insurance costs 6.73% more
- New Albin: Insurance costs 14.29% more
- New Centerville: Insurance costs 1.27% less
- Nichols: Insurance costs 10.83% more
- Oaks: Insurance costs 27.57% more
- Okoboji: Insurance costs 9.28% more
- Powers: Insurance costs 26.66% more