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Get Cheap Car Insurance in Bellville, OH
We monitor insurance prices, helping the average driver in Bellville save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Bellville
The chart below shows the cheapest car insurance company in Bellville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Bellville Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $47 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of Bellville Driver
Based on our extensive insurance data, we know the average Bellville driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $290 per year by choosing the right vehicle insurance company. Some Bellville residents are paying out over $1,099 extra every year for auto insurance in Bellville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bellville, OH Savings / Yr. |
|---|---|
$290 |
|
$494 |
|
$417 |
|
$446 |
|
$1,066 |
|
$303 |
|
$425 |
Bellville Car Insurance vs. Ohio
People living in Bellville pay an average of 2.27% less than the typical driver in the state. The average driver in Bellville can expect to pay about $742 per year, or $1,099 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Bellville for most people.
Car Insurance Prices by Bellville Neighborhood
Insurance Prices
Where is insurance cheapest within Bellville?
The map shows insurance prices in and around Bellville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $76 per year within the city boundaries, with insurance premiums ranging from a high of $1,139 to a low of $1,063. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Bellville.Pick the Best Car Insurance Company for You in Bellville
The best car insurance provider for most drivers in Bellville
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $290 over the average Bellville car insurance company.
The best car insurance provider for Bellville drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $494 over the competition.
The best car insurance company for Bellville drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $417 better than other car insurance companies.
The best auto insurance for Bellville drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $446 less each year.
The least expensive car insurance company for new and young drivers in Bellville
In Bellville, Geico costs young drivers $1,066 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bellville
State Farm gave the largest car insurance discounts to married couples, averaging $303 saved each year compared to an average Bellville couple's premiums.
The cheapest car insurance in Bellville for drivers with bad credit
The best Bellville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bellville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bellville driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bellville, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Bellville
What Influences the Cost of Car Insurance in Bellville?
On average, car insurance in Bellville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bellville is 31 minutes, which is about the national average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bellville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Bellville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bellville is $62 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Woodbury: Insurance costs the same
- Lexington: Insurance costs 0.45% less
- Little Washington: Insurance costs 1.18% more
- Butler: Insurance costs 0.09% more
- Shauck: Insurance costs 0.45% less
- North Liberty: Insurance costs 0.64% less
- Fredericktown: Insurance costs 1.55% more
- Lucas: Insurance costs 0.27% less
- Steam Corners: Insurance costs 3.09% less
- Mansfield: Insurance costs 2.46% more
Cities with Similar Populations
- Cocoa West: Insurance costs 141.13% more
- Quitman: Insurance costs 53.50% more
- Ripley: Insurance costs 37.67% more
- River Rouge: Insurance costs 242.04% more
- Roanoke: Insurance costs 4.00% more
- Robertsville: Insurance costs 69.79% more
- Dadeville: Insurance costs 42.04% more
- Rockport: Insurance costs 43.77% more
- Rossford: Insurance costs 0.36% more
- Crete: Insurance costs 27.39% more