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Get Cheap Car Insurance in Ledyard, CT
We monitor insurance prices, helping the average driver in Ledyard save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Ledyard
The chart below shows the cheapest car insurance company in Ledyard for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Ledyard Insurer | Monthly Cost |
|---|---|
| Kemper | $68 |
| State Farm | $78 |
| Safeco Insurance | $79 |
| Travelers | $79 |
Savings for Every Kind of Ledyard Driver
Based on our extensive insurance data, we know the average Ledyard driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $557 per year by choosing the right vehicle insurance company. Some Ledyard residents are paying out over $1,900 extra every year for auto insurance in Ledyard. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ledyard, CT Savings / Yr. |
|---|---|
$557 |
|
$772 |
|
$536 |
|
$896 |
|
$2,108 |
|
$505 |
|
$849 |
Ledyard Car Insurance vs. Connecticut
People living in Ledyard pay an average of 1.79% less than the typical driver in the state. The average driver in Ledyard can expect to pay about $1,301 per year, or $1,900 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Ledyard for most people.
Car Insurance Prices by Ledyard Neighborhood
Insurance Prices
Where is insurance cheapest within Ledyard?
The map shows insurance prices in and around Ledyard, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $79 per year within the city boundaries, with insurance premiums ranging from a high of $1,918 to a low of $1,839. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Ledyard.Pick the Best Car Insurance Company for You in Ledyard
The best car insurance provider for most drivers in Ledyard
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $557 over the average Ledyard car insurance company.
The best car insurance provider for Ledyard drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $772 over the competition.
The best car insurance company for Ledyard drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $536 better than other car insurance companies.
The best auto insurance for Ledyard drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $896 less each year.
The least expensive car insurance company for new and young drivers in Ledyard
In Ledyard, State Farm costs young drivers $2,108 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ledyard
State Farm gave the largest car insurance discounts to married couples, averaging $505 saved each year compared to an average Ledyard couple's premiums.
The cheapest car insurance in Ledyard for drivers with bad credit
The best Ledyard car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ledyard
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Ledyard driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ledyard, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Ledyard
What Influences the Cost of Car Insurance in Ledyard?
On average, car insurance in Ledyard is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ledyard is 29 minutes, which is a little less than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ledyard are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Ledyard is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ledyard is $108 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gales Ferry: Insurance costs 1.05% less
- Old Mystic: Insurance costs 3.95% less
- Preston: Insurance costs 0.11% less
- Mystic: Insurance costs 0.42% less
- Conning Towers Nautilus Park: Insurance costs 4.68% more
- Uncasville: Insurance costs 4.79% more
- Oxoboxo River: Insurance costs 0.32% more
- North Stonington: Insurance costs 0.42% less
- Stonington: Insurance costs 1.47% less
- Quaker Hill: Insurance costs 0.53% more
Cities with Similar Populations
- Sidney: Insurance costs 15.16% less
- Sharon Hill: Insurance costs 3.47% less
- Sheffield: Insurance costs 17.32% less
- Sheffield Lake: Insurance costs 40.79% less
- Shelburne: Insurance costs 38.26% less
- Shepherd: Insurance costs 41.37% more
- Shepherdstown: Insurance costs 26.47% less
- Sheridan: Insurance costs 38.37% less
- Sheridan: Insurance costs 19.84% less
- Shiprock: Insurance costs 25.32% less