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Get Cheap Car Insurance in Old Mystic, CT
We monitor insurance prices, helping the average driver in Old Mystic save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Old Mystic
The chart below shows the cheapest car insurance company in Old Mystic for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Old Mystic Insurer | Monthly Cost |
|---|---|
| Kemper | $65 |
| State Farm | $75 |
| Safeco Insurance | $76 |
| Travelers | $76 |
Savings for Every Kind of Old Mystic Driver
Based on our extensive insurance data, we know the average Old Mystic driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $535 per year by choosing the right vehicle insurance company. Some Old Mystic residents are paying out over $1,825 extra every year for auto insurance in Old Mystic. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Mystic, CT Savings / Yr. |
|---|---|
$535 |
|
$741 |
|
$515 |
|
$860 |
|
$2,024 |
|
$485 |
|
$815 |
Old Mystic Car Insurance vs. Connecticut
People living in Old Mystic pay an average of 5.70% less than the typical driver in the state. The average driver in Old Mystic can expect to pay about $1,250 per year, or $1,825 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Old Mystic for most people.
Car Insurance Prices by Old Mystic Neighborhood
Insurance Prices
Where is insurance cheapest within Old Mystic?
The map shows insurance prices in and around Old Mystic, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $40 per year within the city boundaries, with insurance premiums ranging from a high of $1,854 to a low of $1,814. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Old Mystic.Pick the Best Car Insurance Company for You in Old Mystic
The best car insurance provider for most drivers in Old Mystic
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $535 over the average Old Mystic car insurance company.
The best car insurance provider for Old Mystic drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $741 over the competition.
The best car insurance company for Old Mystic drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $515 better than other car insurance companies.
The best auto insurance for Old Mystic drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $860 less each year.
The least expensive car insurance company for new and young drivers in Old Mystic
In Old Mystic, State Farm costs young drivers $2,024 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Mystic
State Farm gave the largest car insurance discounts to married couples, averaging $485 saved each year compared to an average Old Mystic couple's premiums.
The cheapest car insurance in Old Mystic for drivers with bad credit
The best Old Mystic car insurance company for customer service
Recent price drops
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The cheapest large national provider in Old Mystic
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Old Mystic driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Mystic, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Old Mystic
What Influences the Cost of Car Insurance in Old Mystic?
On average, car insurance in Old Mystic is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Old Mystic is 25 minutes, which is far less than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Mystic are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Old Mystic is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Old Mystic is $104 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mystic: Insurance costs 3.67% more
- Stonington: Insurance costs 2.58% more
- Ledyard: Insurance costs 4.11% more
- Noank: Insurance costs 5.70% more
- Wequetequock: Insurance costs 2.68% more
- Pawcatuck: Insurance costs 3.29% more
- North Stonington: Insurance costs 3.67% more
- Groton: Insurance costs 9.81% more
- Groton Long Point: Insurance costs 6.14% more
- Conning Towers Nautilus Park: Insurance costs 8.99% more
Cities with Similar Populations
- Lucan: Insurance costs 15.18% less
- Rosebud: Insurance costs 10.30% less
- Rolla: Insurance costs 7.89% less
- Rohr: Insurance costs 20.44% less
- Masseyville: Insurance costs 25.75% less
- Martensdale: Insurance costs 33.32% less
- Marshall: Insurance costs 24.77% less
- Marathon: Insurance costs 38.25% less
- Mapleton: Insurance costs 14.47% less
- Manifest: Insurance costs 67.34% more