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Get Cheap Car Insurance in Groton Long Point, CT
We monitor insurance prices, helping the average driver in Groton Long Point save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Groton Long Point
The chart below shows the cheapest car insurance company in Groton Long Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Groton Long Point Insurer | Monthly Cost |
|---|---|
| Kemper | $69 |
| State Farm | $79 |
| Safeco Insurance | $80 |
| Travelers | $80 |
Savings for Every Kind of Groton Long Point Driver
Based on our extensive insurance data, we know the average Groton Long Point driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $568 per year by choosing the right vehicle insurance company. Some Groton Long Point residents are paying out over $1,937 extra every year for auto insurance in Groton Long Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Groton Long Point, CT Savings / Yr. |
|---|---|
$568 |
|
$787 |
|
$546 |
|
$913 |
|
$2,148 |
|
$514 |
|
$865 |
Groton Long Point Car Insurance vs. Connecticut
People living in Groton Long Point pay an average of 0.09% more than the typical driver in the state. The average driver in Groton Long Point can expect to pay about $1,326 per year, or $1,937 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Groton Long Point for most people.
Car Insurance Prices by Groton Long Point Neighborhood
Insurance Prices
Where is insurance cheapest within Groton Long Point?
The map shows insurance prices in and around Groton Long Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,937 to a low of $1,937. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Groton Long Point.Pick the Best Car Insurance Company for You in Groton Long Point
The best car insurance provider for most drivers in Groton Long Point
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $568 over the average Groton Long Point car insurance company.
The best car insurance provider for Groton Long Point drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $787 over the competition.
The best car insurance company for Groton Long Point drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $546 better than other car insurance companies.
The best auto insurance for Groton Long Point drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $913 less each year.
The least expensive car insurance company for new and young drivers in Groton Long Point
In Groton Long Point, State Farm costs young drivers $2,148 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Groton Long Point
State Farm gave the largest car insurance discounts to married couples, averaging $514 saved each year compared to an average Groton Long Point couple's premiums.
The cheapest car insurance in Groton Long Point for drivers with bad credit
The best Groton Long Point car insurance company for customer service
Amica was the best company for customer service in Groton Long Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Groton Long Point
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Groton Long Point driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Groton Long Point, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Groton Long Point
What Influences the Cost of Car Insurance in Groton Long Point?
On average, car insurance in Groton Long Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Groton Long Point are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Groton Long Point is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Groton Long Point is $111 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Noank: Insurance costs 0.41% less
- Fishers Island: Insurance costs 18.74% more
- Groton: Insurance costs 3.46% more
- Mystic: Insurance costs 2.32% less
- New London: Insurance costs 11.25% more
- Pleasure Beach: Insurance costs 0.77% less
- Conning Towers Nautilus Park: Insurance costs 2.68% more
- Stonington: Insurance costs 3.36% less
- Old Mystic: Insurance costs 5.78% less
- Waterford: Insurance costs 1.03% less
Cities with Similar Populations
- Morristown: Insurance costs 16.26% more
- Prairie Lea: Insurance costs 16.68% less
- Powers Lake: Insurance costs 41.20% less
- Poniatowski: Insurance costs 40.53% less
- Pittman Center: Insurance costs 32.16% less
- Pioneer: Insurance costs 15.38% less
- Norton: Insurance costs 38.67% less
- Northview: Insurance costs 7.02% less
- Northtown: Insurance costs 11.10% more
- North Spencer: Insurance costs 7.12% more