Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Gales Ferry, CT
We monitor insurance prices, helping the average driver in Gales Ferry save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Gales Ferry
The chart below shows the cheapest car insurance company in Gales Ferry for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Gales Ferry Insurer | Monthly Cost |
|---|---|
| Kemper | $67 |
| State Farm | $77 |
| Safeco Insurance | $78 |
| Travelers | $78 |
Savings for Every Kind of Gales Ferry Driver
Based on our extensive insurance data, we know the average Gales Ferry driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $551 per year by choosing the right vehicle insurance company. Some Gales Ferry residents are paying out over $1,880 extra every year for auto insurance in Gales Ferry. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Gales Ferry, CT Savings / Yr. |
|---|---|
$551 |
|
$764 |
|
$531 |
|
$886 |
|
$2,085 |
|
$499 |
|
$839 |
Gales Ferry Car Insurance vs. Connecticut
People living in Gales Ferry pay an average of 2.84% less than the typical driver in the state. The average driver in Gales Ferry can expect to pay about $1,287 per year, or $1,880 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Gales Ferry for most people.
Car Insurance Prices by Gales Ferry Neighborhood
Insurance Prices
Where is insurance cheapest within Gales Ferry?
The map shows insurance prices in and around Gales Ferry, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $133 per year within the city boundaries, with insurance premiums ranging from a high of $1,942 to a low of $1,809. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Gales Ferry.Pick the Best Car Insurance Company for You in Gales Ferry
The best car insurance provider for most drivers in Gales Ferry
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $551 over the average Gales Ferry car insurance company.
The best car insurance provider for Gales Ferry drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $764 over the competition.
The best car insurance company for Gales Ferry drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $531 better than other car insurance companies.
The best auto insurance for Gales Ferry drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $886 less each year.
The least expensive car insurance company for new and young drivers in Gales Ferry
In Gales Ferry, State Farm costs young drivers $2,085 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Gales Ferry
State Farm gave the largest car insurance discounts to married couples, averaging $499 saved each year compared to an average Gales Ferry couple's premiums.
The cheapest car insurance in Gales Ferry for drivers with bad credit
The best Gales Ferry car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Gales Ferry, which was better than other insurers.
The cheapest large national provider in Gales Ferry
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Gales Ferry driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Gales Ferry, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Gales Ferry
What Influences the Cost of Car Insurance in Gales Ferry?
On average, car insurance in Gales Ferry is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Gales Ferry is 26 minutes, which is far less than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Gales Ferry are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Gales Ferry is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Gales Ferry is $107 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Oxoboxo River: Insurance costs 1.38% more
- Uncasville: Insurance costs 5.90% more
- Quaker Hill: Insurance costs 1.60% more
- Conning Towers Nautilus Park: Insurance costs 5.80% more
- Ledyard: Insurance costs 1.06% more
- Montville: Insurance costs 0.16% less
- Groton: Insurance costs 6.60% more
- New London: Insurance costs 14.63% more
- Mystic: Insurance costs 0.64% more
- Old Mystic: Insurance costs 2.93% less
Cities with Similar Populations
- Vandenberg Village: Insurance costs 9.10% more
- Flourtown: Insurance costs 25.16% less
- Folcroft: Insurance costs 15.48% less
- Folsom: Insurance costs 24.26% less
- Ford City: Insurance costs 27.29% less
- Forest Hills: Insurance costs 23.19% less
- Fort Benning: Insurance costs 10.90% less
- Fort Campbell: Insurance costs 27.98% less
- Fort Dix: Insurance costs 1.38% more
- Vidalia: Insurance costs 59.47% more