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Get Cheap Car Insurance in Valencia West, AZ
We monitor insurance prices, helping the average driver in Valencia West save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Valencia West
The chart below shows the cheapest car insurance company in Valencia West for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Valencia West Insurer | Monthly Cost |
|---|---|
| Metromile | $62 |
| State Farm | $62 |
| Mile Auto | $79 |
| MetLife | $79 |
Savings for Every Kind of Valencia West Driver
Based on our extensive insurance data, we know the average Valencia West driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $701 per year by choosing the right vehicle insurance company. Some Valencia West residents are paying out over $1,815 extra every year for auto insurance in Valencia West. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Valencia West, AZ Savings / Yr. |
|---|---|
$701 |
|
$623 |
|
$379 |
|
$637 |
|
$2,022 |
|
$357 |
|
$1,002 |
Valencia West Car Insurance vs. Arizona
People living in Valencia West pay an average of 0.03% more than the typical driver in the state. The average driver in Valencia West can expect to pay about $956 per year, or $1,815 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Valencia West for most people.
Car Insurance Prices by Valencia West Neighborhood
Insurance Prices
Where is insurance cheapest within Valencia West?
The map shows insurance prices in and around Valencia West, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $310 per year within the city boundaries, with insurance premiums ranging from a high of $1,985 to a low of $1,675. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Valencia West.Pick the Best Car Insurance Company for You in Valencia West
The best car insurance provider for most drivers in Valencia West
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $701 over the average Valencia West car insurance company.
The best car insurance provider for Valencia West drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $623 over the competition.
The best car insurance company for Valencia West drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $379 better than other car insurance companies.
The best auto insurance for Valencia West drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $637 less each year.
The least expensive car insurance company for new and young drivers in Valencia West
In Valencia West, Geico costs young drivers $2,022 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Valencia West
State Farm gave the largest car insurance discounts to married couples, averaging $357 saved each year compared to an average Valencia West couple's premiums.
The cheapest car insurance in Valencia West for drivers with bad credit
The best Valencia West car insurance company for customer service
Nationwide was the best company for customer service in Valencia West according to the NAIC.
Recent price drops
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The cheapest large national provider in Valencia West
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Valencia West driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Valencia West, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Valencia West
What Influences the Cost of Car Insurance in Valencia West?
On average, car insurance in Valencia West is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Valencia West is 39 minutes, which is a little more than average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Valencia West are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Valencia West is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Valencia West is $80 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tucson Estates: Insurance costs 1.27% less
- Drexel Heights: Insurance costs 5.29% more
- South Tucson: Insurance costs 7.16% more
- Three Points: Insurance costs 6.17% less
- Flowing Wells: Insurance costs 2.31% less
- Summit: Insurance costs 0.28% less
- Tucson: Insurance costs 2.26% less
- Tanque Verde: Insurance costs 3.86% less
- Vail: Insurance costs 7.71% less
- Pan Tak: Insurance costs 14.93% less
Cities with Similar Populations
- Seagoville: Insurance costs 1.71% more
- Hanahan: Insurance costs 3.75% less
- Hannibal: Insurance costs 2.81% less
- Harrison: Insurance costs 38.51% less
- Hartford: Insurance costs 39.50% less
- Harvey: Insurance costs 6.17% more
- Hatfield: Insurance costs 20.72% less
- Rockingham: Insurance costs 27.60% less
- Roscoe: Insurance costs 22.75% less
- Sayreville: Insurance costs 5.90% more