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Get Cheap Car Insurance in Lumbull, AL
We monitor insurance prices, helping the average driver in Lumbull save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Lumbull
The chart below shows the cheapest car insurance company in Lumbull for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Lumbull Insurer | Monthly Cost |
|---|---|
| Travelers | $68 |
| Gainsco | $71 |
| State Farm | $74 |
| Safe Auto | $75 |
Savings for Every Kind of Lumbull Driver
Based on our extensive insurance data, we know the average Lumbull driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $381 per year by choosing the right vehicle insurance company. Some Lumbull residents are paying out over $1,537 extra every year for auto insurance in Lumbull. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lumbull, AL Savings / Yr. |
|---|---|
$381 |
|
$518 |
|
$485 |
|
$550 |
|
$1,194 |
|
$66 |
|
$325 |
Lumbull Car Insurance vs. Alabama
People living in Lumbull pay an average of 4.14% less than the typical driver in the state. The average driver in Lumbull can expect to pay about $1,014 per year, or $1,537 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Lumbull for most people.
Car Insurance Prices by Lumbull Neighborhood
Insurance Prices
Where is insurance cheapest within Lumbull?
The map shows insurance prices in and around Lumbull, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $111 per year within the city boundaries, with insurance premiums ranging from a high of $1,574 to a low of $1,463. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Lumbull.Pick the Best Car Insurance Company for You in Lumbull
The best car insurance provider for most drivers in Lumbull
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $381 over the average Lumbull car insurance company.
The best car insurance provider for Lumbull drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $518 over the competition.
The best car insurance company for Lumbull drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $485 better than other car insurance companies.
The best auto insurance for Lumbull drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $550 less each year.
The least expensive car insurance company for new and young drivers in Lumbull
In Lumbull, Travelers costs young drivers $1,194 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lumbull
State Farm gave the largest car insurance discounts to married couples, averaging $66 saved each year compared to an average Lumbull couple's premiums.
The cheapest car insurance in Lumbull for drivers with bad credit
The best Lumbull car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lumbull
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Lumbull driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lumbull, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Lumbull
What Influences the Cost of Car Insurance in Lumbull?
On average, car insurance in Lumbull is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lumbull is 36 minutes, which is about the national average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lumbull are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Lumbull is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lumbull is $85 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bear Creek: Insurance costs 0.46% less
- South Haleyville: Insurance costs 0.72% more
- Haleyville: Insurance costs the same
- Center: Insurance costs 3.90% less
- Phil Campbell: Insurance costs 1.24% less
- Hackleburg: Insurance costs 1.30% more
- Boar Tush: Insurance costs 3.64% more
- Nix Mill: Insurance costs 1.43% less
- Whitehouse: Insurance costs 2.73% more
- DeFoor: Insurance costs 0.52% more
Cities with Similar Populations
- Floridaville: Insurance costs 33.18% more
- Freelandville: Insurance costs 22.84% less
- Freedom: Insurance costs 28.11% less
- Fort Ogden: Insurance costs 52.44% more
- Fort Lonesome: Insurance costs 62.26% more
- Whitaker: Insurance costs 8.13% more
- Forestville: Insurance costs 11.26% less
- Forest Grove: Insurance costs 54.85% more
- Foots Corners: Insurance costs 41.44% more
- Flournoy: Insurance costs 19.39% more