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Get Cheap Car Insurance in Machias, ME
We monitor insurance prices, helping the average driver in Machias save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Machias
The chart below shows the cheapest car insurance company in Machias for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Machias Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Machias Driver
Based on our extensive insurance data, we know the average Machias driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $236 per year by choosing the right vehicle insurance company. Some Machias residents are paying out over $965 extra every year for auto insurance in Machias. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Machias, ME Savings / Yr. |
|---|---|
$236 |
|
$335 |
|
$303 |
|
$308 |
|
$980 |
|
$204 |
|
$430 |
Machias Car Insurance vs. Maine
People living in Machias pay an average of 2.01% more than the typical driver in the state. The average driver in Machias can expect to pay about $538 per year, or $965 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Machias for most people.
Car Insurance Prices by Machias Neighborhood
Insurance Prices
Where is insurance cheapest within Machias?
The map shows insurance prices in and around Machias, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $21 per year within the city boundaries, with insurance premiums ranging from a high of $978 to a low of $957. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Machias.Pick the Best Car Insurance Company for You in Machias
The best car insurance provider for most drivers in Machias
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $236 over the average Machias car insurance company.
The best car insurance provider for Machias drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $335 over the competition.
The best car insurance company for Machias drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $303 better than other car insurance companies.
The best auto insurance for Machias drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $308 less each year.
The least expensive car insurance company for new and young drivers in Machias
In Machias, Concord Group Insurance costs young drivers $980 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Machias
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $204 saved each year compared to an average Machias couple's premiums.
The cheapest car insurance in Machias for drivers with bad credit
The best Machias car insurance company for customer service
Recent price drops
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The cheapest large national provider in Machias
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Machias driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Machias, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Machias
What Influences the Cost of Car Insurance in Machias?
On average, car insurance in Machias is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Machias are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Machias has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Machias is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kennebec: Insurance costs 0.41% less
- Marshfield: Insurance costs 0.41% less
- Whitneyville: Insurance costs 0.31% less
- Machiasport: Insurance costs 0.73% less
- East Machias: Insurance costs 0.21% less
- Jacksonville: Insurance costs 0.10% less
- Roque Bluffs: Insurance costs 0.83% less
- Jonesboro: Insurance costs 0.83% less
- Bucks Harbor: Insurance costs 0.73% less
- North Cutler: Insurance costs 0.10% more
Cities with Similar Populations
- Ringgold: Insurance costs 185.08% more
- Mahnomen: Insurance costs 66.11% more
- Mason City: Insurance costs 52.54% more
- Montour Falls: Insurance costs 108.60% more
- Allenhurst: Insurance costs 73.68% more
- Morristown: Insurance costs 23.52% more
- Mount Olive: Insurance costs 49.84% more
- Muenster: Insurance costs 79.17% more
- Olton: Insurance costs 85.70% more
- Onancock: Insurance costs 23.32% more