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Get Cheap Car Insurance in Jacksonville, ME
We monitor insurance prices, helping the average driver in Jacksonville save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Jacksonville
The chart below shows the cheapest car insurance company in Jacksonville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Jacksonville Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Jacksonville Driver
Based on our extensive insurance data, we know the average Jacksonville driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $235 per year by choosing the right vehicle insurance company. Some Jacksonville residents are paying out over $964 extra every year for auto insurance in Jacksonville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jacksonville, ME Savings / Yr. |
|---|---|
$235 |
|
$334 |
|
$303 |
|
$308 |
|
$979 |
|
$204 |
|
$430 |
Jacksonville Car Insurance vs. Maine
People living in Jacksonville pay an average of 1.88% more than the typical driver in the state. The average driver in Jacksonville can expect to pay about $537 per year, or $964 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Jacksonville for most people.
Car Insurance Prices by Jacksonville Neighborhood
Insurance Prices
Where is insurance cheapest within Jacksonville?
The map shows insurance prices in and around Jacksonville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $5 per year within the city boundaries, with insurance premiums ranging from a high of $968 to a low of $963. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Jacksonville.Pick the Best Car Insurance Company for You in Jacksonville
The best car insurance provider for most drivers in Jacksonville
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $235 over the average Jacksonville car insurance company.
The best car insurance provider for Jacksonville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $334 over the competition.
The best car insurance company for Jacksonville drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $303 better than other car insurance companies.
The best auto insurance for Jacksonville drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $308 less each year.
The least expensive car insurance company for new and young drivers in Jacksonville
In Jacksonville, Concord Group Insurance costs young drivers $979 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jacksonville
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $204 saved each year compared to an average Jacksonville couple's premiums.
The cheapest car insurance in Jacksonville for drivers with bad credit
The best Jacksonville car insurance company for customer service
Nationwide was the best company for customer service in Jacksonville according to the NAIC.
Recent price drops
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The cheapest large national provider in Jacksonville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Jacksonville driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jacksonville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Jacksonville
What Influences the Cost of Car Insurance in Jacksonville?
On average, car insurance in Jacksonville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jacksonville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Jacksonville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Jacksonville is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Machias: Insurance costs 0.10% less
- Marshfield: Insurance costs 0.31% less
- North Cutler: Insurance costs 0.21% more
- Machias: Insurance costs 0.10% more
- Machiasport: Insurance costs 0.62% less
- Whitneyville: Insurance costs 0.21% less
- Marion: Insurance costs 0.41% more
- Kennebec: Insurance costs 0.31% less
- Whiting: Insurance costs 0.62% more
- Cutler: Insurance costs 0.93% less
Cities with Similar Populations
- Wood: Insurance costs 28.32% more
- Bee Bayou: Insurance costs 210.79% more
- Beeson: Insurance costs 57.26% more
- Berea: Insurance costs 29.56% more
- Briar: Insurance costs 71.27% more
- Bridgeport: Insurance costs 81.95% more
- Broadway: Insurance costs 72.82% more
- Windom: Insurance costs 76.14% more
- Windsor: Insurance costs 122.82% more
- Winkler: Insurance costs 63.38% more