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Get Cheap Car Insurance in Malabar, FL
We monitor insurance prices, helping the average driver in Malabar save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Malabar
The chart below shows the cheapest car insurance company in Malabar for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Malabar Insurer | Monthly Cost |
|---|---|
| Geico | $117 |
| State Farm | $124 |
| Gainsco | $161 |
| Bristol West | $161 |
Savings for Every Kind of Malabar Driver
Based on our extensive insurance data, we know the average Malabar driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $715 per year by choosing the right vehicle insurance company. Some Malabar residents are paying out over $2,444 extra every year for auto insurance in Malabar. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Malabar, FL Savings / Yr. |
|---|---|
$715 |
|
$1,050 |
|
$808 |
|
$799 |
|
$2,539 |
|
$694 |
|
$1,011 |
Malabar Car Insurance vs. Florida
People living in Malabar pay an average of 7.49% less than the typical driver in the state. The average driver in Malabar can expect to pay about $2,231 per year, or $2,444 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Malabar for most people.
Car Insurance Prices by Malabar Neighborhood
Insurance Prices
Where is insurance cheapest within Malabar?
The map shows insurance prices in and around Malabar, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $2,459 to a low of $2,415. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Malabar.Pick the Best Car Insurance Company for You in Malabar
The best car insurance provider for most drivers in Malabar
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $715 over the average Malabar car insurance company.
The best car insurance provider for Malabar drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,050 over the competition.
The best car insurance company for Malabar drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $808 better than other car insurance companies.
The best auto insurance for Malabar drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $799 less each year.
The least expensive car insurance company for new and young drivers in Malabar
In Malabar, Geico costs young drivers $2,539 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Malabar
Geico gave the largest car insurance discounts to married couples, averaging $694 saved each year compared to an average Malabar couple's premiums.
The cheapest car insurance in Malabar for drivers with bad credit
The best Malabar car insurance company for customer service
Recent price drops
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The cheapest large national provider in Malabar
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Malabar driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Malabar, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Malabar
What Influences the Cost of Car Insurance in Malabar?
On average, car insurance in Malabar is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Malabar is 33 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Malabar are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Malabar is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Malabar is $186 per month for minimum coverage and $204 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Melbourne Beach: Insurance costs 1.51% more
- Palm Bay: Insurance costs 7.57% more
- Grant-Valkaria: Insurance costs 0.33% less
- West Melbourne: Insurance costs 1.31% more
- Melbourne Village: Insurance costs 3.48% less
- Micco: Insurance costs 2.33% more
- Roseland: Insurance costs 0.16% more
- Lake Marian Highlands: Insurance costs 4.09% more
- Kenansville: Insurance costs 4.38% more
- Fedhaven: Insurance costs 2.05% more
Cities with Similar Populations
- Alvord: Insurance costs 32.32% less
- Georgetown: Insurance costs 22.38% less
- Gloucester Courthouse: Insurance costs 51.84% less
- Harborcreek: Insurance costs 45.91% less
- Indianola: Insurance costs 39.53% less
- Jellico: Insurance costs 42.55% less
- Summerford: Insurance costs 52.05% less
- New Madrid: Insurance costs 24.10% less
- North Catasauqua: Insurance costs 44.72% less
- North Conway: Insurance costs 51.02% less