Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Melbourne Village, FL
We monitor insurance prices, helping the average driver in Melbourne Village save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Melbourne Village
The chart below shows the cheapest car insurance company in Melbourne Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Melbourne Village Insurer | Monthly Cost |
|---|---|
| Geico | $113 |
| State Farm | $119 |
| Gainsco | $156 |
| Bristol West | $156 |
Savings for Every Kind of Melbourne Village Driver
Based on our extensive insurance data, we know the average Melbourne Village driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $690 per year by choosing the right vehicle insurance company. Some Melbourne Village residents are paying out over $2,359 extra every year for auto insurance in Melbourne Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Melbourne Village, FL Savings / Yr. |
|---|---|
$690 |
|
$1,014 |
|
$780 |
|
$772 |
|
$2,451 |
|
$670 |
|
$976 |
Melbourne Village Car Insurance vs. Florida
People living in Melbourne Village pay an average of 10.70% less than the typical driver in the state. The average driver in Melbourne Village can expect to pay about $2,154 per year, or $2,359 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Melbourne Village for most people.
Car Insurance Prices by Melbourne Village Neighborhood
Insurance Prices
Where is insurance cheapest within Melbourne Village?
The map shows insurance prices in and around Melbourne Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,359 to a low of $2,359. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Melbourne Village.Pick the Best Car Insurance Company for You in Melbourne Village
The best car insurance provider for most drivers in Melbourne Village
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $690 over the average Melbourne Village car insurance company.
The best car insurance provider for Melbourne Village drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,014 over the competition.
The best car insurance company for Melbourne Village drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $780 better than other car insurance companies.
The best auto insurance for Melbourne Village drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $772 less each year.
The least expensive car insurance company for new and young drivers in Melbourne Village
In Melbourne Village, Geico costs young drivers $2,451 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Melbourne Village
Geico gave the largest car insurance discounts to married couples, averaging $670 saved each year compared to an average Melbourne Village couple's premiums.
The cheapest car insurance in Melbourne Village for drivers with bad credit
The best Melbourne Village car insurance company for customer service
Allstate was the best company for customer service in Melbourne Village according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Melbourne Village, which was better than other insurers.
The cheapest large national provider in Melbourne Village
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Melbourne Village driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Melbourne Village, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Melbourne Village
What Influences the Cost of Car Insurance in Melbourne Village?
On average, car insurance in Melbourne Village is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Melbourne Village is 26 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Melbourne Village are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Melbourne Village is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Melbourne Village is $179 per month for minimum coverage and $197 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- West Melbourne: Insurance costs 4.96% more
- Melbourne: Insurance costs 6.44% more
- Indialantic: Insurance costs 4.20% more
- Indian Harbour Beach: Insurance costs 6.10% more
- Palm Bay: Insurance costs 11.45% more
- Palm Shores: Insurance costs 0.85% less
- Satellite Beach: Insurance costs 4.62% more
- Malabar: Insurance costs 3.60% more
- Melbourne Beach: Insurance costs 5.17% more
- Grant-Valkaria: Insurance costs 3.26% more
Cities with Similar Populations
- Lowell: Insurance costs 53.41% less
- Ontario on the Lake: Insurance costs 11.70% less
- Oakfield: Insurance costs 62.44% less
- Moscow: Insurance costs 32.26% less
- Menola: Insurance costs 45.61% less
- Menlo: Insurance costs 47.39% less
- Mc Intosh: Insurance costs 35.69% less
- Mascoma: Insurance costs 51.04% less
- Magenta: Insurance costs 28.57% less
- Luther: Insurance costs 49.00% less