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Get Cheap Car Insurance in Palm Shores, FL
We monitor insurance prices, helping the average driver in Palm Shores save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Palm Shores
The chart below shows the cheapest car insurance company in Palm Shores for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Palm Shores Insurer | Monthly Cost |
|---|---|
| Geico | $112 |
| State Farm | $118 |
| Gainsco | $155 |
| Bristol West | $155 |
Savings for Every Kind of Palm Shores Driver
Based on our extensive insurance data, we know the average Palm Shores driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $684 per year by choosing the right vehicle insurance company. Some Palm Shores residents are paying out over $2,339 extra every year for auto insurance in Palm Shores. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palm Shores, FL Savings / Yr. |
|---|---|
$684 |
|
$1,005 |
|
$773 |
|
$765 |
|
$2,430 |
|
$664 |
|
$968 |
Palm Shores Car Insurance vs. Florida
People living in Palm Shores pay an average of 11.47% less than the typical driver in the state. The average driver in Palm Shores can expect to pay about $2,135 per year, or $2,339 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Palm Shores for most people.
Car Insurance Prices by Palm Shores Neighborhood
Insurance Prices
Where is insurance cheapest within Palm Shores?
The map shows insurance prices in and around Palm Shores, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,339 to a low of $2,339. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Palm Shores.Pick the Best Car Insurance Company for You in Palm Shores
The best car insurance provider for most drivers in Palm Shores
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $684 over the average Palm Shores car insurance company.
The best car insurance provider for Palm Shores drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,005 over the competition.
The best car insurance company for Palm Shores drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $773 better than other car insurance companies.
The best auto insurance for Palm Shores drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $765 less each year.
The least expensive car insurance company for new and young drivers in Palm Shores
In Palm Shores, Geico costs young drivers $2,430 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palm Shores
Geico gave the largest car insurance discounts to married couples, averaging $664 saved each year compared to an average Palm Shores couple's premiums.
The cheapest car insurance in Palm Shores for drivers with bad credit
The best Palm Shores car insurance company for customer service
Recent price drops
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The cheapest large national provider in Palm Shores
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Palm Shores driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palm Shores, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Palm Shores
What Influences the Cost of Car Insurance in Palm Shores?
On average, car insurance in Palm Shores is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Palm Shores is 26 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palm Shores are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Palm Shores is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Palm Shores is $178 per month for minimum coverage and $195 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Melbourne: Insurance costs 7.35% more
- Satellite Beach: Insurance costs 5.52% more
- Indian Harbour Beach: Insurance costs 7.01% more
- Patrick Afb: Insurance costs 1.71% more
- Melbourne Village: Insurance costs 0.86% more
- Indialantic: Insurance costs 5.09% more
- West Melbourne: Insurance costs 5.86% more
- Melbourne Beach: Insurance costs 6.07% more
- Pine Grove: Insurance costs 6.16% more
- Narcoossee: Insurance costs 7.82% more
Cities with Similar Populations
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