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Get Cheap Car Insurance in Malad City, ID
We monitor insurance prices, helping the average driver in Malad City save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Malad City
The chart below shows the cheapest car insurance company in Malad City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Malad City Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $35 |
| Travelers | $37 |
| State Farm | $40 |
| Progressive | $42 |
Savings for Every Kind of Malad City Driver
Based on our extensive insurance data, we know the average Malad City driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $268 per year by choosing the right vehicle insurance company. Some Malad City residents are paying out over $1,097 extra every year for auto insurance in Malad City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Malad City, ID Savings / Yr. |
|---|---|
$268 |
|
$552 |
|
$479 |
|
$424 |
|
$1,008 |
|
$260 |
|
$416 |
Malad City Car Insurance vs. Idaho
People living in Malad City pay an average of 2.97% less than the typical driver in the state. The average driver in Malad City can expect to pay about $608 per year, or $1,097 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Malad City for most people.
Car Insurance Prices by Malad City Neighborhood
Insurance Prices
Where is insurance cheapest within Malad City?
The map shows insurance prices in and around Malad City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $11 per year within the city boundaries, with insurance premiums ranging from a high of $1,107 to a low of $1,096. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Malad City.Pick the Best Car Insurance Company for You in Malad City
The best car insurance provider for most drivers in Malad City
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $268 over the average Malad City car insurance company.
The best car insurance provider for Malad City drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $552 over the competition.
The best car insurance company for Malad City drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $479 better than other car insurance companies.
The best auto insurance for Malad City drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $424 less each year.
The least expensive car insurance company for new and young drivers in Malad City
In Malad City, Auto-Owners Insurance costs young drivers $1,008 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Malad City
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $260 saved each year compared to an average Malad City couple's premiums.
The cheapest car insurance in Malad City for drivers with bad credit
The best Malad City car insurance company for customer service
Nationwide was the best company for customer service in Malad City according to the NAIC.
Recent price drops
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The cheapest large national provider in Malad City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Malad City driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Malad City, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Malad City
What Influences the Cost of Car Insurance in Malad City?
On average, car insurance in Malad City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Idaho state insurance regulations may allow for lower prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Malad City are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Malad City has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Malad City is $51 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- St. Johns: Insurance costs 0.36% more
- Gwenford: Insurance costs 0.73% more
- Pleasantview: Insurance costs 0.91% more
- Samaria: Insurance costs 0.91% more
- Woodruff: Insurance costs 0.64% more
- Clifton: Insurance costs 0.36% more
- Swanlake: Insurance costs 0.18% more
- Portage: Insurance costs 25.62% more
- Daniels: Insurance costs 0.46% more
- Dayton: Insurance costs 0.64% more
Cities with Similar Populations
- Bal Harbour: Insurance costs 182.22% more
- Willacoochee: Insurance costs 46.31% more
- Vernon: Insurance costs 90.70% more
- Unionville: Insurance costs 12.58% more
- Stocks: Insurance costs 53.33% more
- Lakeside-Marblehead: Insurance costs 0.27% more
- Jay: Insurance costs 117.59% more
- Hinton: Insurance costs 40.75% more
- Hickory: Insurance costs 83.41% more
- Haskell: Insurance costs 55.88% more