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Get Cheap Car Insurance in St. Johns, ID
We monitor insurance prices, helping the average driver in St. Johns save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in St. Johns
The chart below shows the cheapest car insurance company in St. Johns for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| St. Johns Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $35 |
| Travelers | $38 |
| State Farm | $40 |
| Progressive | $42 |
Savings for Every Kind of St. Johns Driver
Based on our extensive insurance data, we know the average St. Johns driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $269 per year by choosing the right vehicle insurance company. Some St. Johns residents are paying out over $1,101 extra every year for auto insurance in St. Johns. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Johns, ID Savings / Yr. |
|---|---|
$269 |
|
$554 |
|
$481 |
|
$425 |
|
$1,011 |
|
$261 |
|
$417 |
St. Johns Car Insurance vs. Idaho
People living in St. Johns pay an average of 2.68% less than the typical driver in the state. The average driver in St. Johns can expect to pay about $610 per year, or $1,101 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in St. Johns for most people.
Car Insurance Prices by St. Johns Neighborhood
Insurance Prices
Where is insurance cheapest within St. Johns?
The map shows insurance prices in and around St. Johns, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $10 per year within the city boundaries, with insurance premiums ranging from a high of $1,107 to a low of $1,097. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of St. Johns.Pick the Best Car Insurance Company for You in St. Johns
The best car insurance provider for most drivers in St. Johns
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $269 over the average St. Johns car insurance company.
The best car insurance provider for St. Johns drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $554 over the competition.
The best car insurance company for St. Johns drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $481 better than other car insurance companies.
The best auto insurance for St. Johns drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $425 less each year.
The least expensive car insurance company for new and young drivers in St. Johns
In St. Johns, Auto-Owners Insurance costs young drivers $1,011 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Johns
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $261 saved each year compared to an average St. Johns couple's premiums.
The cheapest car insurance in St. Johns for drivers with bad credit
The best St. Johns car insurance company for customer service
Recent price drops
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The cheapest large national provider in St. Johns
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average St. Johns driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Johns, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around St. Johns
What Influences the Cost of Car Insurance in St. Johns?
On average, car insurance in St. Johns is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Idaho state insurance regulations may allow for lower prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Johns are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- St. Johns has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in St. Johns is $51 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Malad City: Insurance costs 0.36% less
- Pleasantview: Insurance costs 0.54% more
- Gwenford: Insurance costs 0.36% more
- Samaria: Insurance costs 0.54% more
- Daniels: Insurance costs 0.09% more
- Woodruff: Insurance costs 0.27% more
- Swanlake: Insurance costs 0.18% less
- Clifton: Insurance costs the same
- Banida: Insurance costs the same
- Downey: Insurance costs 0.45% less
Cities with Similar Populations
- Landersville: Insurance costs 42.69% more
- Letcher: Insurance costs 104.90% more
- Lenox Dale: Insurance costs 34.97% more
- Lemon Grove: Insurance costs 108.90% more
- Lemannville: Insurance costs 189.65% more
- Leisure: Insurance costs 151.86% more
- Lavinia: Insurance costs 22.43% more
- Laurel: Insurance costs 10.54% more
- Lardintown: Insurance costs 24.61% more
- Lanier: Insurance costs 47.23% more